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Town & Country Bank


ACH Number: 81503704

Town & Country Bank is an FDIC insured institution headquartered at 1009 E. Scenic Rivers Blvd., Salem, MO 65560.
It was founded in 1894 and has approximately $1 billion in assets. Customers can open an account at one of its 10 branches.

Deposit Rates - March 20, 2026

SAVINGS RATES APY MIN
Savings
0.04% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
6 Mo CD
0.30% $100,000 Compare
12 Mo CD
0.50% $10,000 Compare
12 Mo CD
0.50% $100,000 Compare
Special: 13 Mo CD
0.60% $1,000 Compare
18 Mo CD
0.65% $10,000 Compare
18 Mo CD
0.65% $100,000 Compare
24 Mo CD
0.70% $10,000 Compare
24 Mo CD
0.70% $100,000 Compare
Special: 27 Mo CD
0.80% $1,000 Compare
30 Mo CD
0.80% $10,000 Compare
30 Mo CD
0.80% $100,000 Compare
36 Mo CD
0.85% $10,000 Compare
36 Mo CD
0.85% $100,000 Compare
48 Mo CD
0.85% $10,000 Compare
48 Mo CD
0.85% $100,000 Compare
60 Mo CD
0.95% $10,000 Compare
60 Mo CD
0.95% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.20% $10,000 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.30% $25,000 Compare
Money Market
0.20% $25,000 Compare
FIXED IRA RATES APY MIN
Special: 13 Mo FIRA
0.60% $1,000
Special: 27 Mo FIRA
0.80% $1,000
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1
Int Ckg
0.05% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 13071
Date Established 1894
Assets $ 739.08 million
Loans $ 487.10 million
Deposits $ 635.41 million
Capital $ 73.61 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 35.56 million
Interest-bearing balances $ 25.14 million
Total securities $ 184.29 million
Federal funds sold and reverse repurchase $ 1.66 million
Net loans and leases $ 487.10 million
Loan loss allowance $ 6.27 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 4.96 million
All other assets $ 9.57 million
     Total Assets $ 665.47 million

LIABILITIES
Total deposits $ 635.41 million
      Interest-bearing deposits $ 466.85 million
      Deposits held in domestic offices $ 635.41 million
      % insured (estimated)" 85.37%
Federal funds purchased and repurchase agreements $ 25.23 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 2.33 millionn
      Total Liabilities $ 665.47 million
      Shareholders’ Equity $ 73.61 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 28.57 million
Total Interest Expense $ 7.65 million
Net interest income $ 20.92 million
Provision for loan and lease losses $ 0.24 million
Total non interest income $ 4.31 million
Total non interest expense $ 14.17 million
Pre-tax Net Operating Income $ 4.62 million

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