Union Savings Bank
Union Savings Bank is an FDIC insured institution headquartered at
226 Main St, Danbury, CT 06810.
It was founded in
1866 and has approximately $3 billion in assets. Customers can open an account at one of its 27 branches.
Deposit Rates - December 05, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.03% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.15% | $10,000 | Compare |
|
6 Mo CD
|
0.15% | $100,000 | Compare |
|
12 Mo CD
|
0.25% | $10,000 | Compare |
|
12 Mo CD
|
0.25% | $100,000 | Compare |
|
18 Mo CD
|
0.35% | $10,000 | Compare |
|
18 Mo CD
|
0.35% | $100,000 | Compare |
|
24 Mo CD
|
0.50% | $10,000 | Compare |
|
24 Mo CD
|
0.50% | $100,000 | Compare |
|
36 Mo CD
|
0.65% | $10,000 | Compare |
|
36 Mo CD
|
0.65% | $100,000 | Compare |
|
48 Mo CD
|
0.80% | $10,000 | Compare |
|
48 Mo CD
|
0.80% | $100,000 | Compare |
|
60 Mo CD
|
1.05% | $10,000 | Compare |
|
60 Mo CD
|
1.05% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.03% | $2,500 | Compare |
|
Money Market
|
0.03% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $1 |
|
Int Ckg
|
0.05% | $2,500 |
Loan Rates - December 05, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
6.50% | $2,039.69 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
6.50% | $2,039.69 |
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 18190 |
| Date Established | 1866 |
| Assets | $ 3.16 billion |
| Loans | $ 2.19 billion |
| Deposits | $ 2.40 billion |
| Capital | $ 292.53 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 123.36 million |
| Interest-bearing balances | $ 95.97 million |
| Total securities | $ 598.01 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 2.19 billion |
| Loan loss allowance | $ 23.72 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 18.73 million |
| All other assets | $ 177.60 million |
| Total Assets | $ 2.87 billion |
| LIABILITIES | |
| Total deposits | $ 2.40 billion |
| Interest-bearing deposits | $ 1,726.83 million |
| Deposits held in domestic offices | $ 2.40 billion |
| % insured (estimated)" | 77.89% |
| Federal funds purchased and repurchase agreements | $ 294.50 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 51.70 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 67.42 millionn |
| Total Liabilities | $ 2.87 billion |
| Shareholders’ Equity | $ 292.53 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 65.63 million |
| Total Interest Expense | $ 24.33 million |
| Net interest income | $ 41.30 million |
| Provision for loan and lease losses | $ 0.85 million |
| Total non interest income | $ 10.13 million |
| Total non interest expense | $ 37.63 million |
| Pre-tax Net Operating Income | $ 13.06 million |
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