Union Savings Bank is an FDIC insured institution headquartered at
226 Main St, Danbury, CT 06810.
Deposit Rates -
April 25, 2025
SAVINGS RATES
APY
MIN
Savings
0.03% $2,500
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CD RATES
APY
MIN
6 Mo CD
0.15% $10,000
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6 Mo CD
0.15% $100,000
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12 Mo CD
0.25% $10,000
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12 Mo CD
0.25% $100,000
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18 Mo CD
0.35% $10,000
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18 Mo CD
0.35% $100,000
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24 Mo CD
0.50% $10,000
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24 Mo CD
0.50% $100,000
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36 Mo CD
0.65% $10,000
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36 Mo CD
0.65% $100,000
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48 Mo CD
0.80% $10,000
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48 Mo CD
0.80% $100,000
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60 Mo CD
1.05% $10,000
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60 Mo CD
1.05% $100,000
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MM RATES
APY
MIN
Money Market
0.03% $2,500
Compare
Money Market
0.03% $10,000
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Money Market
0.05% $25,000
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INT CHECKING RATES
APY
MIN
Int Ckg
0.05% $1
Int Ckg
0.05% $2,500
Loan Rates -
April 25, 2025
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
5 Year Adjustable Conforming
6.50%
$2,039.69
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
5 Year Adjustable Conforming
6.50%
$2,039.69
Overview 2025
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 18190
Date Established
1866
Assets
$ 3.09 billion
Loans
$ 2.11 billion
Deposits
$ 2.33 billion
Capital
$ 267.96 million
Summary Balance Sheet as of December 31, 2024
ASSETS
Cash & Balances due from depository institutions
$ 93.64 million
Interest-bearing balances
$ 58.73 million
Total securities
$ 623.46 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 2.11 billion
Loan loss allowance
$ 22.40 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 18.76 million
All other assets
$ 177.60 million
Total Assets $ 2.82 billion
LIABILITIES
Total deposits
$ 2.33 billion
Interest-bearing deposits
$ 1,660.72 million
Deposits held in domestic offices
$ 2.33 billion
% insured (estimated)" 78.92%
Federal funds purchased and repurchase agreements
$ 276.64 million
Trading liabilities
N.A.
Other borrowed funds
$ 51.70 million
Subordinated debt
N.A.
All other liabilities
$ 67.42 millionn
Total Liabilities $ 2.82 billion
Shareholders’ Equity $ 267.96 million
Summary Income Statement as of December 31, 2024
INCOME AND EXPENSES
Total Interest Income
$ 125.88 million
Total Interest Expense
$ 54.86 million
Net interest income
$ 71.02 million
Provision for loan and lease losses
$ 4.05 million
Total non interest income
$ 20.98 million
Total non interest expense
$ 74.95 million
Pre-tax Net Operating Income
$ 13.06 million
Customer Reviews for Union Savings Bank
Branches
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Union Savings Bank Locations
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