United Community Bank

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United Community Bank Locations

Rates - June 7, 2020

Your current location is: Connecticut, Fairfield

CD RATES	APY	MIN	MAX
3 Mo CD	0.10%	$500	-	Compare
6 Mo CD	0.10%	$500	-	Compare
Special: 7 Mo CD	0.55%	$2,500	-	Compare
12 Mo CD	0.10%	$500	-	Compare
Special: 13 Mo CD	0.60%	$2,500	-	Compare
18 Mo CD	0.15%	$500	-	Compare
24 Mo CD	0.15%	$500	-	Compare
30 Mo CD	0.15%	$1,000	-	Compare
36 Mo CD	0.20%	$500	-	Compare
48 Mo CD	0.20%	$500	-	Compare
60 Mo CD	0.20%	$500	-	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.02%	$2,500	-	Compare

MM RATES	APY	MIN	MAX
Money Market	0.10%	$1	$9,999	Compare
Money Market	0.10%	$10,000	$49,999	Compare

FIXED IRA RATES	APY	MIN	MAX
Fixed IRA	0.10%	$500	-
Special: 7 Mo FIRA	0.55%	$2,500	-
Special: 13 Mo FIRA	0.60%	$2,500	-

VARIABLE IRA RATES	APY	MIN	MAX
Var IRA	1.66%	$50	$9,999

INT CHECKING RATES	APY	MIN	MAX
Int Ckg	0.02%	$100	$2,499
Int Ckg	0.02%	$2,500	-

Overview 2020

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 16889
Date Established	1950
Assets	$ 12.89 billion
Loans	$ 8.81 billion
Deposits	$ 10.93 billion
Capital	$ 1,814.41 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions	$ 514.43 million
Interest-bearing balances	$ 284.57 million
Total securities	$ 2.55 billion
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 8.81 billion
Loan loss allowance	$ 62.09 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.48 million
Goodwill and other intangibles	$ 362.61 million
All other assets	$ 414.65 million
Total Assets	$ 11.07 billion

LIABILITIES
Total deposits	$ 10.93 billion
Interest-bearing deposits	$ 7.45 billion
Deposits held in domestic offices	$ 10.93 billion
% insured (estimated)	65.57%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 22.04 million
Subordinated debt	N.A.
All other liabilities	$ 120.50 millionn
Total Liabilities	$ 11.07 billion
Shareholders’ Equity	$ 1,814.41 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income	$ 548.82 million
Total Interest Expense	$ 72.01 million
Net interest income	$ 476.80 million
Provision for loan and lease losses	$ 13.10 million
Total non interest income	$ 108.79 million
Total non interest expense	$ 319.27 million
Pre-tax Net Operating Income	$ 253.22 million

United Community Bank is an FDIC insured institution headquartered at 177 Highway 515 East, Blairsville, GA 30512.
It was founded in 1950 and has approximately $13 billion in assets. Customers can open an account at one of its 161 branches.