United Community Bank

Branches

Click on location and enter new zip number to change.
Your current location is: Connecticut, Fairfield View Branches Statewide →
View Branches Nationwide →

United Community Bank Locations

Rates - June 7, 2020

Your current location is: Connecticut, Fairfield

CD RATES APY MIN MAX
3 Mo CD
0.10% $500 - Compare
6 Mo CD
0.10% $500 - Compare
Special: 7 Mo CD
0.55% $2,500 - Compare
12 Mo CD
0.10% $500 - Compare
Special: 13 Mo CD
0.60% $2,500 - Compare
18 Mo CD
0.15% $500 - Compare
24 Mo CD
0.15% $500 - Compare
30 Mo CD
0.15% $1,000 - Compare
36 Mo CD
0.20% $500 - Compare
48 Mo CD
0.20% $500 - Compare
60 Mo CD
0.20% $500 - Compare
SAVINGS RATES APY MIN MAX
Savings
0.02% $2,500 - Compare
MM RATES APY MIN MAX
Money Market
0.10% $1 $9,999 Compare
Money Market
0.10% $10,000 $49,999 Compare
FIXED IRA RATES APY MIN MAX
Fixed IRA
0.10% $500 -
Special: 7 Mo FIRA
0.55% $2,500 -
Special: 13 Mo FIRA
0.60% $2,500 -
VARIABLE IRA RATES APY MIN MAX
Var IRA
1.66% $50 $9,999
INT CHECKING RATES APY MIN MAX
Int Ckg
0.02% $100 $2,499
Int Ckg
0.02% $2,500 -

Overview 2020

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16889
Date Established 1950
Assets $ 12.89 billion
Loans $ 8.81 billion
Deposits $ 10.93 billion
Capital $ 1,814.41 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 514.43 million
Interest-bearing balances $ 284.57 million
Total securities $ 2.55 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 8.81 billion
Loan loss allowance $ 62.09 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.48 million
Goodwill and other intangibles $ 362.61 million
All other assets $ 414.65 million
     Total Assets $ 11.07 billion

LIABILITIES
Total deposits $ 10.93 billion
      Interest-bearing deposits $ 7.45 billion
      Deposits held in domestic offices $ 10.93 billion
      % insured (estimated) 65.57%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 22.04 million
Subordinated debt N.A.
All other liabilities $ 120.50 millionn
      Total Liabilities $ 11.07 billion
      Shareholders’ Equity $ 1,814.41 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 548.82 million
Total Interest Expense $ 72.01 million
Net interest income $ 476.80 million
Provision for loan and lease losses $ 13.10 million
Total non interest income $ 108.79 million
Total non interest expense $ 319.27 million
Pre-tax Net Operating Income $ 253.22 million

United Community Bank is an FDIC insured institution headquartered at 177 Highway 515 East, Blairsville, GA 30512.
It was founded in 1950 and has approximately $13 billion in assets. Customers can open an account at one of its 161 branches.