Banks | United Community Bank
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United Community Bank


ACH Number: 53201982

United Community Bank is an FDIC insured institution headquartered at 200 E Camperdown Way, Greenville, SC 29601.
It was founded in 1950 and has approximately $28 billion in assets. Customers can open an account at one of its 161 branches.

Deposit Rates - August 06, 2026

SAVINGS RATES APY MIN
SAV
0.15% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
7 Mo CD
4.00% $2,500 Compare
9 Mo CD
3.50% $2,500 Compare
11 Mo CD
3.25% $2,500 Compare
12 Mo CD
0.25% $10,000 Compare
18 Mo CD
0.25% $10,000 Compare
19 Mo CD
3.00% $2,500 Compare
23 Mo CD
3.50% $2,500 Compare
24 Mo CD
0.30% $10,000 Compare
30 Mo CD
0.30% $10,000 Compare
36 Mo CD
0.30% $10,000 Compare
48 Mo CD
0.30% $10,000 Compare
60 Mo CD
0.30% $10,000 Compare
MM RATES APY MIN
Money Market
0.50% $0 Compare
Money Market
1.00% $100,000 Compare
Money Market
1.15% $500,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.05% $2,500
INTCK
0.10% $10,000
INTCK
0.60% $100,000
INTCK
0.85% $1,000,000




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16889
Date Established 1950
Assets $ 27.93 billion
Loans $ 19.21 billion
Deposits $ 24.14 billion
Capital $ 3.39 billion

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 403.24 million
Interest-bearing balances $ 67.99 million
Total securities $ 5.98 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 19.21 billion
Loan loss allowance $ 210.43 million
Trading account assets $ 20.94 million
Bank premises and fixed assets N.A.
Other real estate owned $ 1.67 million
Goodwill and other intangibles $ 1,013.99 million
All other assets $ 680.04 million
     Total Assets $ 24.54 billion

LIABILITIES
Total deposits $ 24.14 billion
      Interest-bearing deposits $ 17.81 billion
      Deposits held in domestic offices $ 24.14 billion
      % insured (estimated)" 60.37%
Federal funds purchased and repurchase agreements $ 85.00 million
Trading liabilities $ 44.28 million
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 260.72 millionn
      Total Liabilities $ 24.54 billion
      Shareholders’ Equity $ 3.39 billion

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 1,381.82 million
Total Interest Expense $ 468.82 million
Net interest income $ 913.01 million
Provision for loan and lease losses $ 48.81 million
Total non interest income $ 149.26 million
Total non interest expense $ 584.22 million
Pre-tax Net Operating Income $ 161.58 million

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