Western State Bank is an FDIC insured institution headquartered at
110 4th St Se, Devils Lake, ND 58301.
It was founded in
1902 and has approximately $2 billion in assets. Customers can open an account at one of its 13 branches.
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
3.75% | $0 | Compare |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-10-22 |
Intro APR: 5.990 %
After Intro:7.500 % Intro Period: 12 months |
$25,000 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
PenFed Credit Union NMLS ID: 401822 |
6.174% |
$1,919
Fees & Points
$6,000 Total
0.875 Pts ($2,800) $3,200 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 9123 |
| Date Established | 1902 |
| Assets | $ 2.41 billion |
| Loans | $ 2.16 billion |
| Deposits | $ 2.07 billion |
| Capital | $ 285.75 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 133.88 million |
| Interest-bearing balances | $ 112.18 million |
| Total securities | $ 59.47 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 2.16 billion |
| Loan loss allowance | $ 38.53 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 1.02 million |
| All other assets | $ 16.57 million |
| Total Assets | $ 2.13 billion |
| LIABILITIES | |
| Total deposits | $ 2.07 billion |
| Interest-bearing deposits | $ 1,917.09 million |
| Deposits held in domestic offices | $ 2.07 billion |
| % insured (estimated)" | 77.80% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 34.50 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 27.61 millionn |
| Total Liabilities | $ 2.13 billion |
| Shareholders’ Equity | $ 285.75 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 86.47 million |
| Total Interest Expense | $ 28.33 million |
| Net interest income | $ 58.14 million |
| Provision for loan and lease losses | $ 7.44 million |
| Total non interest income | $ 4.59 million |
| Total non interest expense | $ 29.23 million |
| Pre-tax Net Operating Income | $ 26.14 million |
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Yeller
January 4, 2023 |
I've been a customer for many years. The folks are always really helpful. Just a great bank all around. I am not entirely sure about Western States as an online bank, might be hesitant to do business with them if I couldn't get to a branch.