42104168
Whitaker Bank is an FDIC insured institution headquartered at
2001 Pleasant Ridge Dr, Lexington, KY 40509.
Deposit Rates -
August 25, 2026
SAVINGS RATES
APY
MIN
Savings
0.10% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.17% $10,000
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6 Mo CD
0.17% $100,000
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12 Mo CD
0.30% $10,000
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12 Mo CD
0.30% $100,000
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18 Mo CD
0.35% $10,000
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18 Mo CD
0.35% $100,000
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24 Mo CD
0.40% $10,000
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24 Mo CD
0.40% $100,000
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36 Mo CD
0.55% $10,000
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36 Mo CD
0.55% $100,000
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48 Mo CD
0.80% $10,000
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48 Mo CD
0.80% $100,000
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60 Mo CD
1.15% $10,000
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60 Mo CD
1.15% $100,000
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MM RATES
APY
MIN
Money Market
0.15% $2,500
Compare
Money Market
0.17% $10,000
Compare
Money Market
0.17% $25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.07% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 32912
Date Established
1990
Assets
$ 1,900.06 million
Loans
$ 1,065.28 million
Deposits
$ 1,598.81 million
Capital
$ 222.18 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 77.08 million
Interest-bearing balances
$ 52.54 million
Total securities
$ 629.81 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 1,065.28 million
Loan loss allowance
$ 16.20 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.38 million
Goodwill and other intangibles
$ 23.25 million
All other assets
$ 53.82 million
Total Assets $ 1,677.88 million
LIABILITIES
Total deposits
$ 1,598.81 million
Interest-bearing deposits
$ 1,056.07 million
Deposits held in domestic offices
$ 1,598.81 million
% insured (estimated)" 74.02%
Federal funds purchased and repurchase agreements
$ 62.62 million
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 7.52 millionn
Total Liabilities $ 1,677.88 million
Shareholders’ Equity $ 222.18 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 84.15 million
Total Interest Expense
$ 11.98 million
Net interest income
$ 72.18 million
Provision for loan and lease losses
$ 1.12 million
Total non interest income
$ 16.30 million
Total non interest expense
$ 55.53 million
Pre-tax Net Operating Income
$ 12.46 million
Customer Reviews for Whitaker Bank
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