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Whitaker Bank


ACH Number: 42104168

Whitaker Bank is an FDIC insured institution headquartered at 2001 Pleasant Ridge Dr, Lexington, KY 40509.
It was founded in 1990 and has approximately $2 billion in assets. Customers can open an account at one of its 37 branches.

Deposit Rates - May 27, 2026

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.17% $10,000 Compare
6 Mo CD
0.17% $100,000 Compare
12 Mo CD
0.30% $10,000 Compare
12 Mo CD
0.30% $100,000 Compare
18 Mo CD
0.35% $10,000 Compare
18 Mo CD
0.35% $100,000 Compare
24 Mo CD
0.40% $10,000 Compare
24 Mo CD
0.40% $100,000 Compare
36 Mo CD
0.55% $10,000 Compare
36 Mo CD
0.55% $100,000 Compare
48 Mo CD
0.80% $10,000 Compare
48 Mo CD
0.80% $100,000 Compare
60 Mo CD
1.15% $10,000 Compare
60 Mo CD
1.15% $100,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.17% $10,000 Compare
Money Market
0.17% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.07% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 32912
Date Established 1990
Assets $ 1,900.06 million
Loans $ 1,065.28 million
Deposits $ 1,598.81 million
Capital $ 222.18 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 77.08 million
Interest-bearing balances $ 52.54 million
Total securities $ 629.81 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,065.28 million
Loan loss allowance $ 16.20 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.38 million
Goodwill and other intangibles $ 23.25 million
All other assets $ 53.82 million
     Total Assets $ 1,677.88 million

LIABILITIES
Total deposits $ 1,598.81 million
      Interest-bearing deposits $ 1,056.07 million
      Deposits held in domestic offices $ 1,598.81 million
      % insured (estimated)" 74.02%
Federal funds purchased and repurchase agreements $ 62.62 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 7.52 millionn
      Total Liabilities $ 1,677.88 million
      Shareholders’ Equity $ 222.18 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 84.15 million
Total Interest Expense $ 11.98 million
Net interest income $ 72.18 million
Provision for loan and lease losses $ 1.12 million
Total non interest income $ 16.30 million
Total non interest expense $ 55.53 million
Pre-tax Net Operating Income $ 12.46 million

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