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Featured Home Equity Rates in Washington

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-07-10

  Intro APR: 6.900 % After Intro:6.900 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-05-08

  Intro APR: 10.125 % After Intro:10.125 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640 Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-07-21 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-07-21

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-07-21 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2025-07-21

  Get up to $500k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-07-21

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-07-21

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-07-21

  As low as 6.77% APR on your initial draw*

  $0

  As low as 6.77% APR on your initial draw* Get your money up to 6x faster than the industry standard* Fixed rate on each draw* No paperwork needed to apply Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-07-21

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Owning.com NMLS ID: 2611 / Updated 2025-07-21

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• New American Funding, LLC NMLS ID: 6606 / Updated 2025-07-21

  Cash-Out and Home Equity Options Available.

  $0

  Competitive Rates for FICO Scores 580-679 366k+ positive reviews, A rating from the BBB Pay off higher interest rate credit cards, Pay college tuition 100% online mortgage application available Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Washington

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Direct Home Lending NMLS ID: 274058 License#: 1234564

  6.333%

  $1,971 Fees & Points $2,803 Total 0.876 Pts ($2,803) $0 Fees

  A Better Type of Home Lending Learn More

• Green Lending, LLC NMLS ID: 2598612

  6.356%

  $1,971 Fees & Points $3,813 Total 0.876 Pts ($2,803) $1,010 Fees

  Personalized mortgage solutions designed for your lifestyle. Expert advice and support every step of the way. Simplifying the mortgage process so you can focus on living. Learn More

• District Lending NMLS ID: 1835285

  6.368%

  $1,971 Fees & Points $4,000 Total 0.750 Pts ($2,400) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Barrett Financial Group NMLS ID: 181106 License#: 1998387

  6.462%

  $1,997 Fees & Points $2,912 Total 0.910 Pts ($2,912) $0 Fees

  Refinance Smart, Save More – Washington’s Trusted Mortgage Broker Learn More

• Infinity Mortgage Group NMLS ID: 35972 License#: NMLS 35972

  6.478%

  $1,997 Fees & Points $3,494 Total 0.750 Pts ($2,400) $1,094 Fees

  Get a free pre-approval letter to buy your new home Easy online application for your convenience A wide variety of mortgage programs to meet your unique situation. Learn More

• West Capital Lending NMLS ID: 1566096

  6.502%

  $1,997 Fees & Points $4,277 Total 0.932 Pts ($2,982) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Northpointe Bank NMLS ID: 447490

  6.599%

  $2,021 Fees & Points $3,648 Total 0.704 Pts ($2,253) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Farmers Bank of Kansas City NMLS ID: 613839

  6.639%

  $2,023 Fees & Points $4,649 Total 0.863 Pts ($2,762) $1,887 Fees

  Competitive rates. Surprisingly smooth process. Learn More

• Sammamish Mortgage Company NMLS ID: 118653 License#: CL-118653

  6.686%

  $2,049 Fees & Points $2,434 Total 0.639 Pts ($2,045) $389 Fees

  Underwritten Pre-approvals - Close in 3 week or less Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.702%

  $2,049 Fees & Points $2,553 Total 0.579 Pts ($1,853) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Sage Home Loan Corporation NMLS ID: 3304

  6.741%

  $2,049 Fees & Points $3,836 Total 0.732 Pts ($2,342) $1,494 Fees

  Your Stress-Free Pathway Learn More

• Yakima Federal Savings & Loan Association NMLS ID: 432980

  6.749%

  $2,049 Fees & Points $4,324 Total 0.000 Pts ($0) $4,324 Fees

  As a portfolio lender, we will be here for you through the life of the loan. We will not sell your loan. Learn More

• PenFed Credit Union NMLS ID: 401822

  6.794%

  $2,049 Fees & Points $5,600 Total 0.750 Pts ($2,400) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Freedom Mortgage Corporation NMLS ID: 2767

  Fees & Points Total Pts ($0) $0 Fees

  We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.