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Featured Home Equity Rates in Florida

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Upstart NMLS ID: 2443873 / Updated 2025-07-23

  Intro APR: 6.520 % After Intro:6.520 %

  $20,800

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw** No paperwork needed to apply Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 6.740 % After Intro:6.740 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2025-10-30 Equal Housing Lender

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Agave Home Loans NMLS ID: 1951574 / Updated 2025-10-30 Equal Housing Lender

  REFI, HELOC, & Home Equity Loan Options

  $0

  REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Top 3 in Customer Satisfaction by Lending Tree Q4 2024 Learn More

• Upstart NMLS ID: 2443873 / Updated 2025-10-30

  As low as 6.52% APR on your initial draw*

  $0

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw ** No paperwork needed to apply Learn More

• Owning.com NMLS ID: 2611 / Updated 2025-10-30

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2025-10-30

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-10-30

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• PenFed Credit Union NMLS ID: 401822 / Updated 2025-10-30 Equal Housing Lender

  Home Equity Line of Credit - Equal Housing Lender

  $0

  Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-10-30

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2025-10-30 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Rate NMLS ID: 2611 / Updated 2025-10-30

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2025-10-30

  Get up to $600k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-10-30

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Florida

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Pentagon Federal Credit Union NMLS ID: 401822

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Fixed rate is locked-in for the life of the loan PenFed makes home ownership affordable. Federally insured by NCUA Military service is not required for membership. Equal Housing Lender Learn More

• Saxton Mortgage NMLS ID: 1717191

  5.749%

  $1,843 Fees & Points $4,457 Total 0.990 Pts ($3,168) $1,289 Fees

  Proud to help you find the home loan of your future. Learn More

• District Lending NMLS ID: 1835285

  5.761%

  $1,843 Fees & Points $4,800 Total 1.000 Pts ($3,200) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Loansteady NMLS ID: 1701910

  5.873%

  $1,868 Fees & Points $4,290 Total 0.875 Pts ($2,800) $1,490 Fees

  Consolidate debt or renovate your home Easy online application process Low Rates: Quick Quote and Approval Learn More

• Foundation Home Loans, LLC NMLS ID: 2559614

  5.931%

  $1,893 Fees & Points $1,952 Total 0.610 Pts ($1,952) $0 Fees

  At Foundation, Your Home Dreams Take Flight Learn More

• Bergen Mortgage Enterprise LLC NMLS ID: 1897215 License#: MBR3293

  5.967%

  $1,893 Fees & Points $3,200 Total 1.000 Pts ($3,200) $0 Fees

  We searched 50+ lenders, so you'll save! Learn More

• Revix NMLS ID: 2684156 License#: MBR7986

  5.997%

  $1,893 Fees & Points $4,327 Total 0.981 Pts ($3,139) $1,188 Fees

  Refi faster and cut your monthly cost Learn More

• West Capital Lending NMLS ID: 1566096

  6.003%

  $1,893 Fees & Points $4,434 Total 0.981 Pts ($3,139) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Ready Rate NMLS ID: 2154342 License#: FL - MLD2280

  6.060%

  $1,893 Fees & Points $6,430 Total 0.636 Pts ($2,035) $4,395 Fees

  We’ve got what you need: The Rates, The Speed, The Expertise, The Service. Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: MLD 1386

  6.076%

  $1,917 Fees & Points $2,960 Total 0.925 Pts ($2,960) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• DECO Mortgage NMLS ID: 2561451

  6.088%

  $1,917 Fees & Points $3,368 Total 0.818 Pts ($2,618) $750 Fees

  $0 Lender Fee. Never pay lender fee's with Deco! Same Day Pre-Qualification (As fast as 30 minutes). Single Point of Contact: Paired with your own mortgage professional. Learn More

• PenFed Credit Union NMLS ID: 401822

  6.174%

  $1,919 Fees & Points $6,000 Total 0.875 Pts ($2,800) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Refi.com NMLS ID: 1907 License#: Florida

  6.201%

  $1,945 Fees & Points $2,602 Total 0.813 Pts ($2,602) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• New American Funding, LLC. NMLS ID: 6606

  6.456%

  $1,997 Fees & Points $2,704 Total 0.845 Pts ($2,704) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.463%

  $1,997 Fees & Points $2,966 Total 0.708 Pts ($2,266) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Agave Home Loans NMLS ID: 1951574 License#: MLD2545

  Fees & Points Total Pts ($0) $0 Fees

  REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.