Credit Unions | Centric Federal Credit Union | Branches | Ruston Centric Center

Centric Federal Credit Union : Ruston Centric Center

1514 Eagle Drive
Ruston, LA 71270

Phone 318-251-9770

Visit Centric Federal Credit Union main page

Your current location is: New York City, NY

Centric Federal Credit Union : Ruston Centric Center — distance 1173.13

Deposit Rates - October 24, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	0.60%	$10,000	$14,999	Compare
6 Mo CD	0.60%	$100,000	$199,999	Compare
12 Mo CD	0.70%	$10,000	$14,999	Compare
12 Mo CD	0.70%	$100,000	$199,999	Compare
18 Mo CD	0.90%	$10,000	$14,999	Compare
18 Mo CD	0.90%	$100,000	$199,999	Compare
24 Mo CD	1.00%	$10,000	$14,999	Compare
24 Mo CD	1.00%	$100,000	$199,999	Compare
36 Mo CD	1.10%	$10,000	$14,999	Compare
36 Mo CD	1.10%	$100,000	$199,999	Compare
48 Mo CD	1.20%	$10,000	$14,999	Compare
48 Mo CD	1.20%	$100,000	$199,999	Compare
60 Mo CD	1.30%	$10,000	$14,999	Compare
60 Mo CD	1.30%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.15%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.24%	$2,500	$2,999	Compare
Money Market	0.28%	$10,000	$14,999	Compare
Money Market	0.32%	$25,000	$29,999	Compare

INT CHECKING RATES	APY	MIN	MAX
Int Ckg	0.05%	$2,500	$3,499

Featured Home Equity Rates in Louisiana

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 7.240 %
After Intro:7.240 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-22

Intro APR: 5.990 %
After Intro:7.500 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-10-24
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Upstart
NMLS ID: 2443873 / Updated 2025-10-24

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-10-24
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Rate
NMLS ID: 2611 / Updated 2025-10-24

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

District Lending
NMLS ID: 598623 / Updated 2025-10-24

No Lender Fees

No Lender Fees
Fast
Easy
Over 20 Years Experience

Spring EQ
NMLS ID: 1464945 / Updated 2025-10-24

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-10-24

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Louisiana

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

Allied Mortgage Group, Inc.
NMLS ID: 1067

5.963%

$1,893 Fees & Points $3,050 Total
0.953 Pts ($3,050)
$0 Fees

Streamlined Process
Expertise
Customer Service

Beeline Loans, Inc.
NMLS ID: 1799947

5.966%

$1,893 Fees & Points $3,139 Total
0.981 Pts ($3,139)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

Refi.com
NMLS ID: 1907
License#: Louisiana

6.042%

$1,917 Fees & Points $1,802 Total
0.563 Pts ($1,802)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

PenFed Credit Union
NMLS ID: 401822

6.174%

$1,919 Fees & Points $6,000 Total
0.875 Pts ($2,800)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

New American Funding, LLC.
NMLS ID: 6606

6.218%

$1,945 Fees & Points $3,187 Total
0.996 Pts ($3,187)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.226%

$1,945 Fees & Points $3,458 Total
0.862 Pts ($2,758)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Centric Federal Credit Union : Ruston Centric Center

Deposit Rates - October 24, 2025

Featured Home Equity Rates in Louisiana

Featured 30-Year Fixed Mortgage Rates in Louisiana

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