Credit Unions | Choice One Community Federal Credit Union | Branches | Plains

Choice One Community Federal Credit Union : Plains

501 E Main St
Plains Township, PA 18702

Visit Choice One Community Federal Credit Union main page

Your current location is: New York City, NY

Choice One Community Federal Credit Union : Plains — distance 5385.21

Deposit Rates - April 01, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	0.45%	$10,000	$14,999	Compare
6 Mo CD	0.45%	$100,000	$199,999	Compare
12 Mo CD	0.55%	$10,000	$14,999	Compare
12 Mo CD	0.55%	$100,000	$199,999	Compare
24 Mo CD	0.65%	$10,000	$14,999	Compare
24 Mo CD	0.65%	$100,000	$199,999	Compare
36 Mo CD	0.75%	$10,000	$14,999	Compare
36 Mo CD	0.75%	$100,000	$199,999	Compare
48 Mo CD	0.85%	$10,000	$14,999	Compare
48 Mo CD	0.85%	$100,000	$199,999	Compare
60 Mo CD	1.00%	$10,000	$14,999	Compare
60 Mo CD	1.00%	$100,000	$199,999	Compare

SAVINGS RATES	APY	MIN	MAX
Savings	0.05%	$2,500	$4,999	Compare

MM RATES	APY	MIN	MAX
Money Market	0.20%	$2,500	$2,999	Compare
Money Market	0.20%	$10,000	$14,999	Compare
Money Market	0.20%	$25,000	$29,999	Compare

VARIABLE IRA RATES	APY	MIN	MAX
Var IRA	0.25%	$1	$499

Featured Home Equity Rates in Pennsylvania

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-04-01

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 15x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Owning.com
NMLS ID: 2611 / Updated 2026-03-26
Equal Housing Lender

Intro APR: 6.829 %
After Intro:6.829 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Rate.com
NMLS ID: 2611 / Updated 2026-03-26
Equal Housing Lender

Intro APR: 6.832 %
After Intro:6.832 %

$25,000

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.990 %
After Intro:6.990 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-02-11

Intro APR: 7.770 %
After Intro:7.770 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Renofi
NMLS ID: 1802847 / Updated 2026-04-01

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-01
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-04-01

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Spring EQ
NMLS ID: 1464945 / Updated 2026-04-01

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-04-01

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-01

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Refi.com
NMLS ID: 1907 / Updated 2026-04-01
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-04-01

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Pennsylvania

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

District Lending
NMLS ID: 1835285

5.876%

$1,868 Fees & Points $4,400 Total
0.875 Pts ($2,800)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

Colonial Mortgage Service Company of America
NMLS ID: 112851
License#: 22633

5.956%

$1,893 Fees & Points $2,794 Total
0.873 Pts ($2,794)
$0 Fees

Find the Home Loan of your Future

Optimum First Inc
NMLS ID: 240415

5.980%

$1,893 Fees & Points $3,640 Total
0.514 Pts ($1,645)
$1,995 Fees

fill in

SimpLend Mortgage,LLC
NMLS ID: 2558881
License#: 107349

5.990%

$1,893 Fees & Points $4,218 Total
0.750 Pts ($2,400)
$1,818 Fees

Simplified Process- We streamline the experience, reducing complexity.
Personalized Service- We're committed to a solution that fits your needs.
Expert Guidance- Benefit from decades of experience in the industry.

Reliant Home Funding, Inc.
NMLS ID: 292473

5.993%

$1,893 Fees & Points $4,091 Total
0.655 Pts ($2,096)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Saxton Mortgage
NMLS ID: 1717191

5.995%

$1,893 Fees & Points $4,248 Total
0.925 Pts ($2,960)
$1,288 Fees

Get a home loan from your sofa. Then make offers like a boss!
Skip the painful application. Get a reliable approval in 15 minutes.
Never feel alone- your Loan Guide will navigate you the whole way.

Farmers Bank of Kansas City
NMLS ID: 613839

6.074%

$1,917 Fees & Points $2,901 Total
0.658 Pts ($2,106)
$795 Fees

Competitive rates.
Surprisingly smooth process.

F5 Mortgage LLC
NMLS ID: 1938115

6.099%

$1,919 Fees & Points $3,542 Total
0.675 Pts ($2,160)
$1,382 Fees

Real Time Rates With No Hidden Fees
Wholesale Rates Direct To Consumers
Low Rates And Minimal Closing Costs

Pure Rate Mortgage
NMLS ID: 2578474

6.116%

$1,919 Fees & Points $4,010 Total
0.925 Pts ($2,960)
$1,050 Fees

Pure Rate equals Pure Savings
We provide real-time access to premier wholesale lenders
Delivering wholesale pricing instantly

Barrett Financial Group, L.L.C.
NMLS ID: 181106

6.139%

$1,919 Fees & Points $4,890 Total
0.875 Pts ($2,800)
$2,090 Fees

Get a customized quote in minutes.

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.158%

$1,893 Fees & Points $9,846 Total
0.952 Pts ($3,046)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

6.202%

$1,945 Fees & Points $2,637 Total
0.824 Pts ($2,637)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Ameristreets Mortgage LLC
NMLS ID: 2555251
License#: Pennsylvania

6.239%

$1,945 Fees & Points $4,003 Total
0.875 Pts ($2,800)
$1,203 Fees

Looking to refinance your primary home or investment property?

Revix
NMLS ID: 2684156

6.250%

$1,945 Fees & Points $4,369 Total
0.994 Pts ($3,181)
$1,188 Fees

Refi faster and cut your monthly cost

Northpointe Bank
NMLS ID: 447490

6.254%

$1,945 Fees & Points $4,403 Total
0.940 Pts ($3,008)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

PenFed Credit Union
NMLS ID: 401822

6.265%

$1,945 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Bergen Mortgage Enterprise LLC
NMLS ID: 1897215

6.333%

$1,971 Fees & Points $2,800 Total
0.875 Pts ($2,800)
$0 Fees

We searched 50+ lenders, so you'll save!

Refi.com
NMLS ID: 1907
License#: Pennsylvania

6.339%

$1,971 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

AimLoan.com
NMLS ID: 2890
License#: 32890

6.350%

$1,971 Fees & Points $3,379 Total
0.745 Pts ($2,384)
$995 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!
26 Years' Experience
Get Your FREE Instant Rate Quote

West Capital Lending
NMLS ID: 1566096

6.357%

$1,971 Fees & Points $3,625 Total
0.728 Pts ($2,330)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.444%

$1,997 Fees & Points $2,323 Total
0.726 Pts ($2,323)
$0 Fees

Streamlined Process
Expertise
Customer Service

New American Funding, LLC.
NMLS ID: 6606

6.579%

$2,021 Fees & Points $2,973 Total
0.929 Pts ($2,973)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

SoFi
NMLS ID: 696891

6.630%

$2,021 Fees & Points $4,692 Total
0.999 Pts ($3,197)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 21638

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Choice One Community Federal Credit Union : Plains

Deposit Rates - April 01, 2026

Featured Home Equity Rates in Pennsylvania

Featured 30-Year Fixed Mortgage Rates in Pennsylvania

Nearby Branches of CHOICE ONE COMMUNITY

Other Nearby Credit Unions to Consider