Banks | CIBC Bank USA | Branches | Saint Charles Branch

Cibc Bank Usa : Saint Charles Branch

24 South Second Stereet
Saint Charles, IL 60174

Your current location is: Phoenix, AZ

CIBC Bank USA : Saint Charles Branch — distance 1418.46

Deposit Rates - June 24, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	3.56%	$1,000	-	Compare
9 Mo CD	3.90%	$1,000	-	Compare
12 Mo CD	4.00%	$1,000	-	Compare
13 Mo CD	4.00%	$1,000	-	Compare
13 Mo CD	3.70%	$1,001	-	Compare
13 Mo CD	3.70%	$100,000	-	Compare
18 Mo CD	4.15%	$1,000	-	Compare
24 Mo CD	3.00%	$1,000	-	Compare
30 Mo CD	3.00%	$1,000	-	Compare
36 Mo CD	0.40%	$1,000	-	Compare
48 Mo CD	0.50%	$1,000	-	Compare
60 Mo CD	0.60%	$1,000	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	3.52%	$0	$500,000	Compare

MM RATES	APY	MIN	MAX
Money Market	0.03%	$0	-	Compare

Featured Home Equity Rates in Illinois

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2026-06-24
Equal Housing Lender

Fund home improvements, debt consolidation, major expenses, & more

Fund home improvements, debt consolidation, major expenses, & more
Access the cash you need with a HELOC
$0 Application, Origination, and Appraisal fees on lines up to $500K*
Apply for a HELOC online or speak with a specialist

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Owning.com
NMLS ID: 2611 / Updated 2026-06-10
Equal Housing Lender

Intro APR: 6.823 %
After Intro:6.823 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Spring EQ
NMLS ID: 1464945 / Updated 2026-06-24

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-06-24

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Splash Financial
NMLS ID: 1630038 / Updated 2026-06-24
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-06-24

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Refi.com
NMLS ID: 1907 / Updated 2026-06-24
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-06-24
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-06-24

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Illinois

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

Reliant Home Funding, Inc.
NMLS ID: 292473

6.124%

$1,917 Fees & Points $4,613 Total
0.818 Pts ($2,618)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Neighborhood Mortgage Company, LLC
NMLS ID: 2484730
License#: Yes

6.343%

$1,971 Fees & Points $3,180 Total
0.675 Pts ($2,160)
$1,020 Fees

Lower margins mean more competitive rates. Backed by reliability.

Loansteady
NMLS ID: 1701910

6.377%

$1,971 Fees & Points $4,295 Total
0.875 Pts ($2,800)
$1,495 Fees

Consolidate debt or renovate your home
Easy online application process
Low Rates: Quick Quote and Approval

First Rate Mortgage
NMLS ID: 30998

6.378%

$1,971 Fees & Points $4,342 Total
0.921 Pts ($2,947)
$1,395 Fees

Family Owned Business for 60 years!
Quick turn times!
Free Consultation!

Mutual of Omaha Mortgage
NMLS ID: 1025894

6.379%

$1,945 Fees & Points $8,688 Total
0.590 Pts ($1,888)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.436%

$1,997 Fees & Points $2,045 Total
0.639 Pts ($2,045)
$0 Fees

Streamlined Process
Expertise
Customer Service

Beeline Loans, Inc.
NMLS ID: 1799947

6.439%

$1,997 Fees & Points $2,147 Total
0.671 Pts ($2,147)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Refi.com
NMLS ID: 1907
License#: Illinois

6.440%

$1,997 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Northpointe Bank
NMLS ID: 447490

6.474%

$1,997 Fees & Points $3,331 Total
0.605 Pts ($1,936)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

PenFed Credit Union
NMLS ID: 401822

6.506%

$1,997 Fees & Points $4,395 Total
0.750 Pts ($2,400)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

ProVisor, Inc.
NMLS ID: 1802853

6.736%

$2,049 Fees & Points $3,769 Total
0.806 Pts ($2,579)
$1,190 Fees

Refinance and Refi Cash Out Solutions for Every Homeowner and Veteran

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MB.0006749

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Allied Mortgage Group, Inc.
NMLS ID: 1067

Fees & Points Total
Pts ($0)
$0 Fees

Competitive interest rates
No Origination fee
Soft credit pre-approvals offered

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Cibc Bank Usa : Saint Charles Branch

Deposit Rates - June 24, 2026

Featured Home Equity Rates in Illinois

Featured 30-Year Fixed Mortgage Rates in Illinois

Nearby Branches of CIBC Bank USA

Other Nearby Banks to Consider