Citizens Independent Bank : Citizens Independent Bank
5000 West 36th Street
Saint Louis Park, MN 55416
Phone
2-9-26--6561
Deposit Rates -
July 21, 2025
| CD RATES |
APY |
MIN |
MAX |
|
|
6 Mo CD
|
4.10% |
$10,000 |
$250
|
Compare
|
|
9 Mo CD
|
3.90% |
$10,000 |
$250,000
|
Compare
|
|
12 Mo CD
|
4.25% |
$1,000 |
-
|
Compare
|
|
15 Mo CD
|
3.50% |
$10,000 |
-
|
Compare
|
|
24 Mo CD
|
3.25% |
$1,000 |
-
|
Compare
|
|
30 Mo CD
|
4.40% |
$1,000 |
-
|
Compare
|
|
59 Mo CD
|
1.75% |
$5,000 |
-
|
Compare
|
| SAVINGS RATES |
APY |
MIN |
MAX |
|
|
SAV
|
3.55% |
$250,000 |
$499,999
|
Compare
|
| MM RATES |
APY |
MIN |
MAX |
|
|
Money Market
|
0.05% |
$2,500 |
-
|
Compare
|
| INT CHECKING RATES |
APY |
MIN |
MAX |
|
INTCK
|
0.01% |
$1 |
-
|
Loan Rates -
July 21, 2025
|
MORTGAGE PURCHASE
|
APR(%) |
MONTHLY PAYMENT |
|
15 Year Fixed Conforming
|
6.90% |
$2,831.71 |
|
20 Year Fixed Conforming
|
7.24% |
$2,505.02 |
|
30 Year Fixed Conforming
|
7.46% |
$2,210.16 |
|
MORTGAGE REFINANCE |
APR(%) |
MONTHLY PAYMENT |
|
15 Year Fixed Conforming
|
6.90% |
$2,831.71
|
|
20 Year Fixed Conforming
|
7.24% |
$2,505.02
|
|
30 Year Fixed Conforming
|
7.46% |
$2,210.16
|
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