Citizens State Bank And Trust Co., Ellsworth, Kansas : Citizens State Bank And Trust Co., Ellsworth, Kansas

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Deposit Rates - April 02, 2026

Featured Home Equity Rates in Kansas

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2026-04-02 Equal Housing Lender

  Tap into your home's equity & access the funds you need with a HELOC

  $0

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K* Access cash when you need it Learn More

• Third Federal Savings and Loan NMLS ID: 449401 / Updated 2026-03-04 Equal Housing Lender

  Intro APR: 6.240 % After Intro:6.240 %

  $0

  Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period Learn More

• Farmers Bank of Kansas City NMLS ID: 613839 / Updated 2026-03-20 Equal Housing Lender

  Intro APR: 6.750 % After Intro:6.750 %

  $25,000

  Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Upstart Home Lending NMLS ID: 2443873 / Updated 2026-02-11

  Intro APR: 7.770 % After Intro:7.770 %

  $20,800

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw** No paperwork needed to apply Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-04-02

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-04-02 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Renofi NMLS ID: 1802847 / Updated 2026-04-02

  Renovating? Work with experts in renovation financing

  $0

  Renovating? Work with experts in renovation financing Borrow up to 125% on your current home value to finance renovations Loans up to $750k with competitive rates from Credit Unions Borrow more than a typical HELOC Learn More

• Refi.com NMLS ID: 1907 / Updated 2026-04-02 Equal Housing Lender

  Access your home’s equity without replacing your current mortgage

  $0

  Access your home’s equity without replacing your current mortgage Put your home’s equity to work on your terms Flexible funds for renovations, debt consolidation, or major expenses Refi.com connects you with home equity lending specialists Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Kansas

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Refi.com NMLS ID: 1907

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Tap into your home’s equity with a cash-out refinance Learn More

• Saxton Mortgage NMLS ID: 1717191

  5.983%

  $1,893 Fees & Points $3,848 Total 0.800 Pts ($2,560) $1,288 Fees

  Get a home loan from your sofa. Then make offers like a boss! Skip the painful application. Get a reliable approval in 15 minutes. Never feel alone- your Loan Guide will navigate you the whole way. Learn More

• Saxton Mortgage NMLS ID: 1717191

  5.985%

  $1,893 Fees & Points $3,919 Total 0.820 Pts ($2,624) $1,295 Fees

  Proud to help you find the home loan of your future. Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.136%

  $1,893 Fees & Points $9,072 Total 0.710 Pts ($2,272) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.190%

  $1,945 Fees & Points $2,227 Total 0.696 Pts ($2,227) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Home Simply NMLS ID: 2473786

  6.216%

  $1,945 Fees & Points $3,146 Total 0.641 Pts ($2,051) $1,095 Fees

  Simple loans for your dream home! Learn More

• Salute Mortgage, LLC NMLS ID: 2601951

  6.227%

  $1,945 Fees & Points $3,628 Total 0.750 Pts ($2,400) $1,228 Fees

  Strategic refinance advice aligned to long-term financial goals Clear break-even analysis so refinancing only happens when it makes sense Access to VA IRRRL, FHA, conventional, and HELOC options Learn More

• West Capital Lending NMLS ID: 1566096

  6.241%

  $1,945 Fees & Points $3,951 Total 0.830 Pts ($2,656) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• AimLoan.com NMLS ID: 2890 License#: MC.002506

  6.241%

  $1,945 Fees & Points $3,949 Total 0.923 Pts ($2,954) $995 Fees

  Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7! 26 Years' Experience Get Your FREE Instant Rate Quote Learn More

• Northpointe Bank NMLS ID: 447490

  6.251%

  $1,945 Fees & Points $4,294 Total 0.906 Pts ($2,899) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Better.com NMLS ID: 330511

  6.326%

  $1,971 Fees & Points $2,585 Total 0.497 Pts ($1,590) $995 Fees

  The Right Mortgage could save you Thousands! Learn More

• Refi.com NMLS ID: 1907

  6.327%

  $1,971 Fees & Points $2,602 Total 0.813 Pts ($2,602) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Filo Mortgage, L.L.C. NMLS ID: 1928741

  6.335%

  $1,971 Fees & Points $2,864 Total 0.895 Pts ($2,864) $0 Fees

  FIll in Learn More

• PenFed Credit Union NMLS ID: 401822

  6.403%

  $1,971 Fees & Points $5,195 Total 1.000 Pts ($3,200) $1,995 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• New American Funding, LLC. NMLS ID: 6606

  6.584%

  $2,021 Fees & Points $3,126 Total 0.977 Pts ($3,126) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• SoFi NMLS ID: 696891

  6.619%

  $2,021 Fees & Points $4,301 Total 0.877 Pts ($2,806) $1,495 Fees

  Get pre-qualified in minutes Simple, online application Customize your monthly payment to fit your budget Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Your home's value could help you save. Turn your equity into opportunity. Calculate your home equity loan options with lenders. Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: MC.0001259

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .