Credit Unions | Credit Union Of Texas | Branches | Richland Branch

Credit Union Of Texas : Richland Branch

601 N Plano Rd
Richardson, TX 75081

Your current location is: New York City, NY

Credit Union Of Texas : Richland Branch — distance 1359.47

Deposit Rates - April 05, 2026

CD RATES	APY	MIN	MAX
6 Mo CD	3.75%	$1,000	$49,999	Compare
6 Mo CD	3.75%	$50,000	$99,999	Compare
6 Mo CD	5.01%	$100,000	$199,999	Compare
6 Mo CD	3.75%	$200,000	$249,999	Compare
6 Mo CD	3.75%	$250,000	-	Compare
12 Mo CD	3.75%	$1,000	$49,999	Compare
12 Mo CD	3.75%	$50,000	$99,999	Compare
12 Mo CD	3.75%	$100,000	$199,999	Compare
12 Mo CD	3.75%	$200,000	$249,999	Compare
12 Mo CD	3.75%	$250,000	-	Compare
18 Mo CD	3.70%	$1,000	$49,999	Compare
18 Mo CD	3.70%	$50,000	$99,999	Compare
18 Mo CD	3.70%	$100,000	$199,999	Compare
18 Mo CD	3.70%	$200,000	$249,999	Compare
18 Mo CD	3.70%	$250,000	-	Compare
24 Mo CD	3.60%	$1,000	$49,999	Compare
24 Mo CD	3.60%	$50,000	$99,999	Compare
24 Mo CD	3.60%	$100,000	$199,999	Compare
24 Mo CD	3.60%	$200,000	$249,999	Compare
24 Mo CD	3.60%	$250,000	-	Compare
36 Mo CD	3.60%	$1,000	$49,999	Compare
36 Mo CD	3.60%	$50,000	$99,999	Compare
36 Mo CD	3.60%	$100,000	$199,999	Compare
36 Mo CD	3.60%	$200,000	$249,999	Compare
36 Mo CD	3.60%	$250,000	-	Compare
48 Mo CD	3.60%	$1,000	$49,999	Compare
48 Mo CD	3.60%	$50,000	$99,999	Compare
48 Mo CD	3.60%	$100,000	$199,999	Compare
48 Mo CD	3.60%	$200,000	$249,999	Compare
48 Mo CD	3.60%	$250,000	-	Compare
60 Mo CD	3.60%	$1,000	$49,999	Compare
60 Mo CD	3.60%	$50,000	$99,999	Compare
60 Mo CD	3.60%	$100,000	$199,999	Compare
60 Mo CD	3.60%	$200,000	$249,999	Compare
60 Mo CD	3.60%	$250,000	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.50%	$0	-	Compare

MM RATES	APY	MIN	MAX
Money Market	1.00%	$0	$1,999	Compare
Money Market	1.00%	$2,000	$10,000	Compare
Money Market	1.00%	$10,000	$20,000	Compare
Money Market	1.25%	$20,000	$40,000	Compare
Money Market	1.50%	$40,000	-	Compare

PREMM RATES	APY	MIN	MAX
Premium Money Market	1.25%	$0	$24,999	Compare
Premium Money Market	1.35%	$25,000	-	Compare
Premium Money Market	1.00%	$150,000	$249,999	Compare
Premium Money Market	2.00%	$250,000	$750,000	Compare
Premium Money Market	4.25%	$750,000	-	Compare

Featured Home Equity Rates in Texas

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2026-04-05
Equal Housing Lender

Loans Amounts from $25,000 - $500,000.

Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Achieve Loans
NMLS ID: 1810501 / Updated 2026-04-02

Intro APR: 7.240 %
After Intro:7.240 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-05

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Refi.com
NMLS ID: 1907 / Updated 2026-04-05
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-04-05

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Texas

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

District Lending
NMLS ID: 1835285

5.853%

$1,868 Fees & Points $3,600 Total
0.625 Pts ($2,000)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

Optimum First Inc
NMLS ID: 240415

5.975%

$1,893 Fees & Points $3,457 Total
0.457 Pts ($1,462)
$1,995 Fees

fill in

Reliant Home Funding, Inc.
NMLS ID: 292473

5.983%

$1,893 Fees & Points $3,739 Total
0.545 Pts ($1,744)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Direct Home Lending
NMLS ID: 274058

6.061%

$1,919 Fees & Points $2,128 Total
0.479 Pts ($1,533)
$595 Fees

A Better Type of Home Lending

Revix
NMLS ID: 2684156

6.086%

$1,917 Fees & Points $3,399 Total
0.691 Pts ($2,211)
$1,188 Fees

Refi faster and cut your monthly cost

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.147%

$1,893 Fees & Points $9,478 Total
0.837 Pts ($2,678)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Beeline Loans, Inc.
NMLS ID: 1799947

6.194%

$1,945 Fees & Points $2,342 Total
0.732 Pts ($2,342)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: 1522344

6.208%

$1,945 Fees & Points $2,870 Total
0.897 Pts ($2,870)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Home Simply
NMLS ID: 2473786

6.229%

$1,945 Fees & Points $3,578 Total
0.776 Pts ($2,483)
$1,095 Fees

Simple loans for your dream home!

PenFed Credit Union
NMLS ID: 401822

6.265%

$1,945 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

DECO Mortgage
NMLS ID: 2561451

6.333%

$1,971 Fees & Points $2,928 Total
0.358 Pts ($1,146)
$1,782 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

Better.com
NMLS ID: 330511

6.338%

$1,971 Fees & Points $2,966 Total
0.616 Pts ($1,971)
$995 Fees

The Right Mortgage could save you Thousands!

Filo Mortgage, L.L.C.
NMLS ID: 1928741

6.343%

$1,971 Fees & Points $3,139 Total
0.981 Pts ($3,139)
$0 Fees

FIll in

SoFi
NMLS ID: 696891

6.637%

$2,023 Fees & Points $4,573 Total
0.962 Pts ($3,078)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: 78302

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Credit Union Of Texas : Richland Branch

Deposit Rates - April 05, 2026

Featured Home Equity Rates in Texas

Featured 30-Year Fixed Mortgage Rates in Texas

Nearby Branches of CREDIT UNION OF TEXAS

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