Credit Unions | Credit Union West | Branches | Cottonwood

Credit Union West : Cottonwood

1672 E Cottonwood St
Cottonwood, AZ 86326

Phone 928-634-1055

Your current location is: New York City, NY

Credit Union West : Cottonwood — distance 2100.63

Deposit Rates - July 07, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	4.00%	$500	-	Compare
12 Mo CD	4.00%	$500	-	Compare
24 Mo CD	3.55%	$500	-	Compare
36 Mo CD	3.25%	$500	-	Compare
60 Mo CD	3.25%	$500	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.10%	$5	-	Compare

MM RATES	APY	MIN	MAX
Money Market	1.60%	$2,500	$24,999	Compare
Money Market	1.60%	$25,000	$49,999	Compare
Money Market	2.00%	$50,000	$74,999	Compare

Featured Home Equity Rates in Arizona

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-07-07
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-07-01

Intro APR: 7.250 %
After Intro:7.250 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Haven Home Equity
NMLS ID: 4181 / Updated 2025-07-07
Equal Housing Lender

Tap Into the Equity of Your Home to Get The Cash You Need

1st Mortgages & Home Equity Loans (Credit Score Approvals Down to 500)
Cash Out and Debt Consolidation Experts
Self Employed Bank Statement Loan Programs
A+ BBB Rating and 4.9 Stars on Google

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18

Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2025-06-20
Equal Housing Lender

Intro APR: 8.500 %
After Intro:8.500 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-07-07
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Achieve Loans
NMLS ID: 1810501 / Updated 2025-05-08

Intro APR: 9.875 %
After Intro:9.875 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 640

District Lending
NMLS ID: 598623 / Updated 2025-07-07

No Lender Fees

No Lender Fees
Fast
Easy
Over 20 Years Experience

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-07-07
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-07-07

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Spring EQ
NMLS ID: 1464945 / Updated 2025-07-07

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

New American Funding, LLC
NMLS ID: 6606 / Updated 2025-07-07

Cash-Out and Home Equity Options Available.

Competitive Rates for FICO Scores 580-679
366k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

Upstart
NMLS ID: 2443873 / Updated 2025-07-07

As low as 6.77% APR on your initial draw*

As low as 6.77% APR on your initial draw*
Get your money up to 6x faster than the industry standard*
Fixed rate on each draw*
No paperwork needed to apply

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-07-07

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Owning.com
NMLS ID: 2611 / Updated 2025-07-07

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-07-07

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Arizona

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Basis Lending, LLC
NMLS ID: 2463124

6.174%

$1,919 Fees & Points $6,106 Total
0.875 Pts ($2,800)
$3,306 Fees

Let our Licensed Experts help you make the best decisions possible.

Arizona Valley Lending, LLC
NMLS ID: 1001884
License#: 0922379

6.321%

$1,971 Fees & Points $2,400 Total
0.750 Pts ($2,400)
$0 Fees

Competitive Rates, and Personalized Options

Copperstate Home Loans
NMLS ID: 1982090

6.331%

$1,971 Fees & Points $2,820 Total
0.500 Pts ($1,600)
$1,220 Fees

Fill In

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.556%

$2,021 Fees & Points $2,211 Total
0.691 Pts ($2,211)
$0 Fees

Streamlined Process
Expertise
Customer Service

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.593%

$2,021 Fees & Points $3,433 Total
0.854 Pts ($2,733)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

West Capital Lending
NMLS ID: 1566096

6.595%

$2,023 Fees & Points $3,170 Total
0.586 Pts ($1,875)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Farmers Bank of Kansas City
NMLS ID: 613839

6.623%

$2,021 Fees & Points $4,428 Total
0.794 Pts ($2,541)
$1,887 Fees

Competitive rates.
Surprisingly smooth process.

PenFed Credit Union
NMLS ID: 401822

6.782%

$2,049 Fees & Points $5,200 Total
0.625 Pts ($2,000)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Beeline Loans, Inc.
NMLS ID: 1799947

6.875%

$2,103 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

Agave Home Loans
NMLS ID: 1951574
License#: 1051391

7.067%

$2,127 Fees & Points $2,668 Total
0.772 Pts ($2,470)
$198 Fees

Low Rates and Great Service Earned Us 1200+ 5-Star Reviews and A+ BBB Rating
Combine high-interest debts into one loan with a lower interest rate
Get a Quick Quote

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Haven Home Equity
NMLS ID: 4181

Fees & Points Total
Pts ($0)
$0 Fees

We Approve Credit Scores Down to 500
Self Employed Bank Statement Loans
Investor Loans - DSCR - Cash Out

Freedom Mortgage Corporation
NMLS ID: 2767

Fees & Points Total
Pts ($0)
$0 Fees

We approve credit scores as low as 550 for VA and FHA refinancing
Family-owned, 35+ years of cash out assistance
A top FHA and VA lender

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Credit Union West : Cottonwood

Deposit Rates - July 07, 2025

Featured Home Equity Rates in Arizona

Featured 30-Year Fixed Mortgage Rates in Arizona

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