Affinity Federal Credit Union
Phone: 1-908-860-7208
Affinity Federal Credit Union is a NCUA insured federal credit union
headquartered at 73 Mountainview Blvd, Basking Ridge, NJ 07920.
It was founded in 1935 and has approximately
$4,131 million in assets. Customers can open an account at one of its
34 branches.
Deposit Rates - November 21, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.50% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
0.62% | $500 | Compare |
|
6 Mo CD
|
2.50% | $500 | Compare |
|
7 Mo CD
|
3.25% | $500 | Compare |
|
8 Mo CD
|
4.00% | $500 | Compare |
|
8 Mo CD
|
5.25% | $50,000 | Compare |
|
9 Mo CD
|
3.25% | $500 | Compare |
|
12 Mo CD
|
3.25% | $500 | Compare |
|
14 Mo CD
|
3.55% | $500 | Compare |
|
14 Mo CD
|
5.00% | $50,000 | Compare |
|
14 Mo CD
|
3.75% | $100,000 | Compare |
|
17 Mo CD
|
5.25% | $50,000 | Compare |
|
18 Mo CD
|
2.50% | $500 | Compare |
|
22 Mo CD
|
2.80% | $500 | Compare |
|
22 Mo CD
|
2.90% | $50,000 | Compare |
|
22 Mo CD
|
3.00% | $100,000 | Compare |
|
24 Mo CD
|
2.25% | $500 | Compare |
|
36 Mo CD
|
1.90% | $500 | Compare |
|
48 Mo CD
|
2.25% | $500 | Compare |
|
60 Mo CD
|
2.35% | $500 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.55% | $50,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $1,000 |
Loan Rates - November 21, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
7.92% | $2,128.97 |
|
5 Year Adjustable Jumbo
|
7.94% | $2,156.98 |
|
7 Year Adjustable Conforming
|
7.83% | $2,156.98 |
|
7 Year Adjustable Jumbo
|
7.86% | $2,182.96 |
|
10 Year Adjustable Conforming
|
7.80% | $2,211.25 |
|
10 Year Adjustable Jumbo
|
7.85% | $2,237.49 |
|
15 Year Fixed Jumbo
|
6.92% | $2,854.82 |
|
15 Year Fixed Conforming
|
6.97% | $2,854.82 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
7.92% | $2,128.97 |
|
5 Year Adjustable Jumbo
|
7.94% | $2,156.98 |
|
7 Year Adjustable Conforming
|
7.83% | $2,156.98 |
|
7 Year Adjustable Jumbo
|
7.86% | $2,182.96 |
|
10 Year Adjustable Conforming
|
7.80% | $2,211.25 |
|
10 Year Adjustable Jumbo
|
7.85% | $2,237.49 |
|
15 Year Fixed Jumbo
|
6.92% | $2,854.82 |
|
15 Year Fixed Conforming
|
6.97% | $2,854.82 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
5.50% | Varies | ||
Compare with 0 RATE Line of Credit from Figure Home Equity Line
|
||||
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
|
||||
Compare with 7.25 RATE Line of Credit from Four Leaf Federal Credit Union
|
||||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
2.49% | $721.42 |
|
4 Year
|
3.36% | $557.34 |
|
5 Year
|
3.36% | $453.23 |
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 857 |
| Date Established | 1935 |
| Assets | $4,131.31 million |
| Loans | $3,696.85 million |
| Deposits | $3,603.77 million |
| Capital | $349.66 million |
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