Credit Unions | Affinity Federal Credit Union
Language

Affinity Federal Credit Union


Phone: 1-908-860-7208

Affinity Federal Credit Union is a NCUA insured federal credit union headquartered at 73 Mountainview Blvd, Basking Ridge, NJ 07920.
It was founded in 1935 and has approximately $4,131 million in assets. Customers can open an account at one of its 34 branches.

Deposit Rates - January 05, 2026

SAVINGS RATES APY MIN
SAV
0.50% $0 Compare
CD RATES APY MIN
3 Mo CD
0.62% $500 Compare
6 Mo CD
2.50% $500 Compare
7 Mo CD
3.25% $500 Compare
8 Mo CD
4.00% $500 Compare
8 Mo CD
5.25% $50,000 Compare
9 Mo CD
3.25% $500 Compare
12 Mo CD
3.25% $500 Compare
14 Mo CD
3.55% $500 Compare
14 Mo CD
5.00% $50,000 Compare
14 Mo CD
3.75% $100,000 Compare
17 Mo CD
5.25% $50,000 Compare
18 Mo CD
2.50% $500 Compare
22 Mo CD
2.80% $500 Compare
22 Mo CD
2.90% $50,000 Compare
22 Mo CD
3.00% $100,000 Compare
24 Mo CD
2.25% $500 Compare
36 Mo CD
1.90% $500 Compare
48 Mo CD
2.25% $500 Compare
60 Mo CD
2.35% $500 Compare
VARIABLE IRA RATES APY MIN
VIRA
0.55% $50,000
INT CHECKING RATES APY MIN
INTCK
0.05% $1,000




Loan Rates - January 05, 2026

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
5 Year Adjustable Conforming
7.92% $2,128.97
5 Year Adjustable Jumbo
7.94% $2,156.98
7 Year Adjustable Conforming
7.83% $2,156.98
7 Year Adjustable Jumbo
7.86% $2,182.96
10 Year Adjustable Conforming
7.80% $2,211.25
10 Year Adjustable Jumbo
7.85% $2,237.49
15 Year Fixed Jumbo
6.92% $2,854.82
15 Year Fixed Conforming
6.97% $2,854.82
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
5 Year Adjustable Conforming
7.92% $2,128.97
5 Year Adjustable Jumbo
7.94% $2,156.98
7 Year Adjustable Conforming
7.83% $2,156.98
7 Year Adjustable Jumbo
7.86% $2,182.96
10 Year Adjustable Conforming
7.80% $2,211.25
10 Year Adjustable Jumbo
7.85% $2,237.49
15 Year Fixed Jumbo
6.92% $2,854.82
15 Year Fixed Conforming
6.97% $2,854.82
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
5.50% Varies
Compare with 0 RATE Line of Credit from PenFed Credit Union PenFed Credit Union
Compare with 6.24 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc Reliant Home Funding, Inc
Compare with 6.95 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union Four Leaf Federal Credit Union
Compare with 8.5 RATE Line of Credit from Farmers Bank of Kansas City Farmers Bank of Kansas City
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year
2.49% $721.42
4 Year
3.36% $557.34
5 Year
3.36% $453.23

Overview 2026

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 857
Date Established 1935
Assets $4,131.31 million
Loans $3,696.85 million
Deposits $3,603.77 million
Capital $349.66 million


Customer Reviews for Affinity Federal Credit Union

There are currently no comments for Affinity Federal Credit Union. Be the first to share your experience. Please provide comments that will help others.

Add Your Review


Rate it here →


Branches

Click on location and enter new zip number or state name to change.
Your current location is: New York City, NY

Affinity Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    AFFINITY
    Credit Union
    -
    $50,000
    N.A.
    0.50%
    2.22x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


    Other Credit Unions to Consider

    ;