Area Community Credit Union
Area Community Credit Union is a NCUA insured credit union
headquartered at 2800 S WASHINGTON ST, GRAND FORKS, ND 58201.
It was founded in 1964 and has approximately
$27 million in assets. Customers can open an account at one of its
3 branches.
Deposit Rates - January 07, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.26% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.30% | $10,000 | Compare |
|
6 Mo CD
|
0.40% | $100,000 | Compare |
|
12 Mo CD
|
0.50% | $10,000 | Compare |
|
12 Mo CD
|
0.65% | $100,000 | Compare |
|
24 Mo CD
|
0.75% | $10,000 | Compare |
|
24 Mo CD
|
0.85% | $100,000 | Compare |
|
36 Mo CD
|
0.85% | $10,000 | Compare |
|
36 Mo CD
|
0.95% | $100,000 | Compare |
|
48 Mo CD
|
0.95% | $10,000 | Compare |
|
48 Mo CD
|
1.05% | $100,000 | Compare |
|
60 Mo CD
|
1.05% | $10,000 | Compare |
|
60 Mo CD
|
1.15% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.21% | $2,500 | Compare |
|
Money Market
|
0.34% | $10,000 | Compare |
|
Money Market
|
0.42% | $25,000 | Compare |
Featured Home Equity Rates
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 8.500 %
After Intro:8.500 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 64294 |
| Date Established | 1964 |
| Assets | $27.14 million |
| Loans | $16.70 million |
| Deposits | $21.84 million |
| Capital | $5.11 million |
Customer Reviews for Area Community Credit Union
Branches
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Your current location is: New York City, NY
Area Community Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit UnionNORTH DAKOTA$50,000N.A.0.26%1.16x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.26%Annual
InterestAnnual Interest
(After Tax)1 50,000 130 91 2 50,130 130 91 3 50,260 131 91 4 50,391 131 92 5 50,522 131 92 6 50,653 132 92 7 50,785 132 92 8 50,917 132 93 9 51,050 133 93 10 51,182 133 93 11 51,315 133 93 12 51,449 134 94 13 51,583 134 94 14 51,717 134 94 15 51,851 135 94 16 51,986 135 95 17 52,121 136 95 18 52,257 136 95 19 52,392 136 95 20 52,529 137 96 TOTAL $2,665 $1,866 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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