Credit Unions | Oceanair Federal Credit Union
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Oceanair Federal Credit Union


Oceanair Federal Credit Union is a NCUA insured federal credit union headquartered at CBC Federal Credit Union, 2151 E. G, Oxnard, CA 93036.
It was founded in 1952 and has approximately $870 million in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - December 08, 2025

SAVINGS RATES APY MIN
SAV
0.03% $5 Compare
CD RATES APY MIN
6 Mo CD
5.00% $500 Compare
12 Mo CD
4.75% $500 Compare
18 Mo CD
4.50% $500 Compare
24 Mo CD
4.00% $500 Compare
36 Mo CD
4.50% $500 Compare
48 Mo CD
3.75% $500 Compare
60 Mo CD
3.75% $500 Compare
MM RATES APY MIN
Money Market
0.03% $2,000 Compare
Money Market
0.25% $25,000 Compare
Money Market
0.50% $50,000 Compare
Money Market
1.00% $100,000 Compare
Money Market
2.00% $250,000 Compare
VARIABLE IRA RATES APY MIN
VIRA
0.03% $25

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 7608
Date Established 1952
Assets $869.94 million
Loans $701.07 million
Deposits $687.62 million
Capital $66.00 million


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Branches

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Oceanair Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    CBC
    Credit Union
    -
    $50,000
    N.A.
    0.03%
    0.13x (National Avg. - 0.23%)
    $5
    -
    SCENARIO
    Year Rate
    0.03%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 15 11
    2 50,015 15 11
    3 50,030 15 11
    4 50,045 15 11
    5 50,060 15 11
    6 50,075 15 11
    7 50,090 15 11
    8 50,105 15 11
    9 50,120 15 11
    10 50,135 15 11
    11 50,150 15 11
    12 50,165 15 11
    13 50,180 15 11
    14 50,195 15 11
    15 50,210 15 11
    16 50,225 15 11
    17 50,241 15 11
    18 50,256 15 11
    19 50,271 15 11
    20 50,286 15 11
    TOTAL $301 $211
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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