Credit Unions | Centra Health Credit Union Inc.

Centra Health Credit Union Inc.

Centra Health Credit Union Inc. is a NCUA insured federal credit union headquartered at 3300 Rivermont Avenue, Lynchburg, VA 24503.
It was founded in 1965 and has approximately $9 million in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - April 29, 2026

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Lower
NMLS ID: 1124061 / Updated 2026-04-29
Equal Housing Lender

Access up to 95% of your home’s equity

Apply in just 3 minutes — get cash in as little as 5 days
Borrow up to 95% LTV — more than most lenders
Pay interest only on what you borrow
No-impact credit check to explore options

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Owning.com
NMLS ID: 2611 / Updated 2026-04-29
Equal Housing Lender

Intro APR: 6.820 %
After Intro:6.820 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Rate.com
NMLS ID: 2611 / Updated 2026-04-29
Equal Housing Lender

Intro APR: 6.823 %
After Intro:6.823 %

$25,000

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-29

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-29
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Spring EQ
NMLS ID: 1464945 / Updated 2026-04-29

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Splash Financial
NMLS ID: 1630038 / Updated 2026-04-29
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-04-29

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-04-29

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Lower
NMLS ID: 1124061

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Refi for Life saves $1,500+ every future refinance
Lower your payment when rates drop
Apply in under 3 minutes and get clear guidance from real experts

District Lending
NMLS ID: 1835285
License#: 1835285

5.901%

$1,868 Fees & Points $5,299 Total
1.000 Pts ($3,200)
$2,099 Fees

Get an exceptional mortgage rate, be happy.

Saxton Mortgage
NMLS ID: 1717191

5.979%

$1,893 Fees & Points $3,695 Total
0.750 Pts ($2,400)
$1,295 Fees

Proud to help you find the home loan of your future.

Basis Lending, LLC
NMLS ID: 2463124

6.064%

$1,893 Fees & Points $6,714 Total
1.000 Pts ($3,200)
$3,515 Fees

Let our Licensed Experts help you make the best decisions possible.

Arizona Valley Lending, LLC
NMLS ID: 1001884
License#: 0922379

6.093%

$1,919 Fees & Points $3,305 Total
1.000 Pts ($3,200)
$105 Fees

Competitive Rates, and Personalized Options

iheartloan Inc.
NMLS ID: 2562839

6.096%

$1,893 Fees & Points $7,681 Total
0.750 Pts ($2,400)
$5,281 Fees

Where Heart Meets Home
Superior Rates, Unmatched Service

Northpointe Bank
NMLS ID: 447490

6.116%

$1,919 Fees & Points $3,990 Total
0.811 Pts ($2,595)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: 0948841

6.202%

$1,945 Fees & Points $2,650 Total
0.828 Pts ($2,650)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

AimLoan.com
NMLS ID: 2890
License#: BK-0906323

6.239%

$1,945 Fees & Points $4,151 Total
0.911 Pts ($2,915)
$1,236 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!
26 Years' Experience
Get Your FREE Instant Rate Quote

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.258%

$1,919 Fees & Points $8,915 Total
0.661 Pts ($2,115)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

PenFed Credit Union
NMLS ID: 401822

6.265%

$1,945 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Beeline Loans, Inc.
NMLS ID: 1799947

6.291%

$1,971 Fees & Points $1,379 Total
0.431 Pts ($1,379)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

West Capital Lending
NMLS ID: 1566096

6.358%

$1,971 Fees & Points $3,663 Total
0.740 Pts ($2,368)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Better.com
NMLS ID: 330511

6.359%

$1,971 Fees & Points $3,702 Total
0.846 Pts ($2,707)
$995 Fees

The Right Mortgage could save you Thousands!

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.429%

$1,997 Fees & Points $1,824 Total
0.570 Pts ($1,824)
$0 Fees

Streamlined Process
Expertise
Customer Service

SoFi
NMLS ID: 696891

6.616%

$2,021 Fees & Points $4,209 Total
0.848 Pts ($2,714)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

New American Funding, LLC.
NMLS ID: 6606

6.716%

$2,049 Fees & Points $3,011 Total
0.941 Pts ($3,011)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: BK – 09065

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Credit Union Information

NCUA Insured	Yes / Federally Chartered
Charter Number	# 66937
Date Established	1965
Assets	$9.24 million
Loans	$4.95 million
Deposits	$8.84 million
Capital	$0.38 million

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Centra Health Credit Union Inc.

Deposit Rates - April 29, 2026

Featured Home Equity Rates

Featured 30-Year Fixed Mortgage Rates

Overview 2026

General Credit Union Information

Customer Reviews for Centra Health Credit Union Inc.

Branches

Centra Health Credit Union Inc. Locations

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