Centra Health Credit Union Inc.

Deposit Rates - July 30, 2026

Featured Home Equity Rates

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Spring EQ NMLS ID: 1464945 / Updated 2026-07-30

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Aven NMLS ID: 2042345 / Updated 2026-06-29 Equal Housing Lender

  Intro APR: 6.540 % After Intro:6.540 % Intro Period: 6 months

  $5,000

  100% online application process Access credit from $5,000-$400,000 in home equity Quick access to funds - cash in as little as 3 days Check your offer - no impact to credit score Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-07-22 Equal Housing Lender

  Intro APR: 6.825 % After Intro:6.825 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• District Lending NMLS ID: 598623 / Updated 2026-06-23

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  No Lender Fees Get Cash Fast. Most loans fund within 7 days. Work with a human not a robot Over 20 Years Experience Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-02-16 Equal Housing Lender

  Intro APR: 7.375 % After Intro:7.375 % Intro Period: 7 months

  $25,000

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-30

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-07-30 Equal Housing Lender

  Cash in with a HELOC

  $0

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-30

  Use Home Equity to get cash you need

  $0

  Use Home Equity to get cash you need 98% of clients discover savings in minutes Real Savings, Real Fast -$1200 average monthly savings Over 130 Billion Funded. 23 Years in Business Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Optimum First Mortgage NMLS ID: 240415

  6.274%

  $1,945 Fees & Points $5,102 Total 0.971 Pts ($3,107) $1,995 Fees

  On-time closing guarantee Direct contact with your loan officer throughout Single point of contact 7 days a week Learn More

• District Lending NMLS ID: 1835285

  6.338%

  $1,945 Fees & Points $7,299 Total 0.875 Pts ($2,800) $4,499 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Basis Lending, LLC NMLS ID: 2463124

  6.432%

  $1,971 Fees & Points $6,314 Total 0.875 Pts ($2,800) $3,515 Fees

  Let our Licensed Experts help you make the best decisions possible. Learn More

• Copperstate Home Loans NMLS ID: 1982090

  6.459%

  $1,997 Fees & Points $2,959 Total 0.500 Pts ($1,600) $1,359 Fees

  Fill In Learn More

• iheartloan Inc. NMLS ID: 2562839

  6.464%

  $1,971 Fees & Points $7,281 Total 0.625 Pts ($2,000) $5,281 Fees

  Where Heart Meets Home Superior Rates, Unmatched Service Learn More

• Northpointe Bank NMLS ID: 447490

  6.608%

  $2,021 Fees & Points $3,939 Total 0.795 Pts ($2,544) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: BK – 09065

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 98% of clients discover savings in minutes Real savings, real fast - $1200 avg monthly savings Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  "America's #1 Retail Lender (Scottsman Guide)" "Financing 1 and every 36 homes" "Over 20,000 Five Star Reviews On Zillow" Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

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