Citadel Federal Credit Union

Deposit Rates - November 07, 2025

Featured 30-Year Fixed Mortgage Rates

• Lender

  APR(%)

  Monthly Payment

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• Quicken Loans NMLS ID: 167283

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Mortgage Lending Group NMLS ID: 1157983 License#: 1157983

  5.784%

  $1,843 Fees & Points $5,600 Total 1.000 Pts ($3,200) $2,400 Fees

  See today’s rates in seconds—no hassle, no pressure. Your home. Your rate. Your fastest path to approval. Tap for live rates—mortgages made simple. Learn More

• Basis Lending, LLC NMLS ID: 2463124

  5.807%

  $1,843 Fees & Points $6,506 Total 1.000 Pts ($3,200) $3,306 Fees

  Let our Licensed Experts help you make the best decisions possible. Learn More

• District Lending NMLS ID: 1835285

  5.876%

  $1,868 Fees & Points $4,400 Total 0.875 Pts ($2,800) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Pure Rate Mortgage NMLS ID: 2578474

  5.968%

  $1,893 Fees & Points $3,210 Total 0.675 Pts ($2,160) $1,050 Fees

  Pure Rate equals Pure Savings We provide real-time access to premier wholesale lenders Delivering wholesale pricing instantly Learn More

• Infinity Mortgage Group NMLS ID: 35972 License#: NMLS 35972

  5.986%

  $1,893 Fees & Points $3,894 Total 0.875 Pts ($2,800) $1,094 Fees

  Get a free pre-approval letter to buy your new home Easy online application for your convenience A wide variety of mortgage programs to meet your unique situation. Learn More

• West Capital Lending NMLS ID: 1566096

  6.003%

  $1,893 Fees & Points $4,453 Total 0.987 Pts ($3,158) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Northpointe Bank NMLS ID: 447490

  6.006%

  $1,893 Fees & Points $4,553 Total 0.987 Pts ($3,158) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.053%

  $1,917 Fees & Points $2,157 Total 0.674 Pts ($2,157) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Sammamish Mortgage Company NMLS ID: 118653 License#: CL-118653

  6.077%

  $1,917 Fees & Points $3,375 Total 0.933 Pts ($2,986) $389 Fees

  Underwritten Pre-approvals - Close in 3 week or less Learn More

• DECO Mortgage NMLS ID: 2561451

  6.090%

  $1,919 Fees & Points $3,121 Total 0.741 Pts ($2,371) $750 Fees

  $0 Lender Fee. Never pay lender fee's with Deco! Same Day Pre-Qualification (As fast as 30 minutes). Single Point of Contact: Paired with your own mortgage professional. Learn More

• Farmers Bank of Kansas City NMLS ID: 613839

  6.114%

  $1,917 Fees & Points $4,265 Total 0.743 Pts ($2,378) $1,887 Fees

  Competitive rates. Surprisingly smooth process. Learn More

• Yakima Federal Savings & Loan Association NMLS ID: 432980

  6.119%

  $1,919 Fees & Points $4,324 Total 0.000 Pts ($0) $4,324 Fees

  As a portfolio lender, we will be here for you through the life of the loan. We will not sell your loan. Learn More

• PenFed Credit Union NMLS ID: 401822

  6.174%

  $1,919 Fees & Points $6,000 Total 0.875 Pts ($2,800) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Refi.com NMLS ID: 1907

  6.190%

  $1,945 Fees & Points $2,202 Total 0.688 Pts ($2,202) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• New American Funding, LLC. NMLS ID: 6606

  6.216%

  $1,945 Fees & Points $3,110 Total 0.972 Pts ($3,110) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.455%

  $1,997 Fees & Points $2,700 Total 0.625 Pts ($2,000) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Agave Home Loans NMLS ID: 1951574 License#: CL-1951574

  Fees & Points Total Pts ($0) $0 Fees

  REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

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