Citizens Equity First Credit Union
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Citizens Equity First Credit Union Locations
Deposit Rates - July 4, 2022
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.10% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.25% | $10,000 | Compare |
6 Mo CD
|
0.30% | $100,000 | Compare |
12 Mo CD
|
0.40% | $10,000 | Compare |
12 Mo CD
|
0.45% | $100,000 | Compare |
18 Mo CD
|
0.55% | $10,000 | Compare |
18 Mo CD
|
0.60% | $100,000 | Compare |
24 Mo CD
|
0.70% | $10,000 | Compare |
24 Mo CD
|
0.76% | $100,000 | Compare |
36 Mo CD
|
0.90% | $10,000 | Compare |
36 Mo CD
|
0.95% | $100,000 | Compare |
48 Mo CD
|
1.05% | $10,000 | Compare |
48 Mo CD
|
1.11% | $100,000 | Compare |
60 Mo CD
|
1.25% | $10,000 | Compare |
60 Mo CD
|
1.30% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.15% | $2,500 | Compare |
Money Market
|
0.15% | $10,000 | Compare |
Money Market
|
0.20% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.05% | $2,500 |
Loan Rates - July 4, 2022
MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
---|---|---|
15 Year Fixed Jumbo
|
7.01% | $2,247.07 |
15 Year Fixed Conforming
|
7.02% | $2,247.07 |
20 Year Fixed Conforming
|
7.52% | $2,013.98 |
30 Year Fixed Jumbo
|
7.51% | $1,748.04 |
Compare with 5.489% APR and 5.375% 30-Year Fixed RATE from Zillow Home Loans, LLC
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||
Compare with 5.985% APR and 5.875% 30-Year Fixed RATE from AmeriSave Mortgage Corporation
![]() |
||
30 Year Fixed Conforming
|
7.51% | $1,748.04 |
Compare with 5.489% APR and 5.375% 30-Year Fixed RATE from Zillow Home Loans, LLC
![]() |
||
Compare with 5.985% APR and 5.875% 30-Year Fixed RATE from AmeriSave Mortgage Corporation
![]() |
MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
---|---|---|
15 Year Fixed Jumbo
|
7.01% | $2,247.07 |
15 Year Fixed Conforming
|
7.02% | $2,247.07 |
20 Year Fixed Conforming
|
7.52% | $2,013.98 |
30 Year Fixed Jumbo
|
7.51% | $1,748.04 |
Compare with 5.489% APR and 5.375% 30-Year Fixed RATE from Zillow Home Loans, LLC
![]() |
||
Compare with 5.985% APR and 5.875% 30-Year Fixed RATE from AmeriSave Mortgage Corporation
![]() |
||
30 Year Fixed Conforming
|
7.51% | $1,748.04 |
Compare with 5.489% APR and 5.375% 30-Year Fixed RATE from Zillow Home Loans, LLC
![]() |
||
Compare with 5.985% APR and 5.875% 30-Year Fixed RATE from AmeriSave Mortgage Corporation
![]() |
HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
---|---|---|---|---|
Line of Credit
|
5.54% | Varies | ||
Compare with 5.5 RATE Line of Credit from Bethpage Federal Credit Union
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||||
10 Year Loan
|
6.74% | $573.86 | ||
15 Year Loan
|
6.99% | $449.13 |
AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
---|---|---|
5 Year
|
3.64% | $456.36 |
Overview 2022
General Credit Union Information
NCUA Insured | Yes / State-Chartered |
Charter Number | # 68448 |
Date Established | 1937 |
Assets | $7,713.96 million |
Loans | $4,939.76 million |
Deposits | $6,873.76 million |
Capital | $761.21 million |
Citizens Equity First Credit Union is a NCUA insured credit union
headquartered at PO Box 1715, Peoria, IL 61656.
It was founded in 1937 and has approximately
$7,714 million in assets. Customers can open an account at one of its
54 branches.
Customer Reviews for Citizens Equity First Credit Union
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL CDCredit UnionCALIFORNIA$50,0006 Month0.25%0.93x (National Avg. - 0.27%)$10,000-SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 2ONLINE CDOnline Bank-$50,00012 Month1.60%3.94x (National Avg. - 0.41%)$1,000-SCENARIO
Year Rate
1.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 800 560 2 50,800 813 569 3 51,613 826 578 4 52,439 839 587 5 53,278 852 597 6 54,130 866 606 7 54,996 880 616 8 55,876 894 626 9 56,770 908 636 10 57,678 923 646 11 58,601 938 656 12 59,539 953 667 13 60,492 968 678 14 61,459 983 688 15 62,443 999 699 16 63,442 1,015 711 17 64,457 1,031 722 18 65,488 1,048 733 19 66,536 1,065 745 20 67,601 1,082 757 TOTAL $18,682 $13,078 - 3ONLINE CDOnline Bank-$50,00012 Month1.90%4.68x (National Avg. - 0.41%)$5,000-SCENARIO
Year Rate
1.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 950 665 2 50,950 968 678 3 51,918 986 691 4 52,904 1,005 704 5 53,910 1,024 717 6 54,934 1,044 731 7 55,978 1,064 745 8 57,041 1,084 759 9 58,125 1,104 773 10 59,229 1,125 788 11 60,355 1,147 803 12 61,502 1,169 818 13 62,670 1,191 834 14 63,861 1,213 849 15 65,074 1,236 865 16 66,311 1,260 882 17 67,570 1,284 899 18 68,854 1,308 916 19 70,163 1,333 933 20 71,496 1,358 951 TOTAL $22,854 $15,998 - 4LOCAL CDBank-$50,00024 Month2.76%5.18x (National Avg. - 0.53%)$500-SCENARIO
Year Rate
2.76%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,380 966 2 51,380 1,418 993 3 52,798 1,457 1,020 4 54,255 1,497 1,048 5 55,753 1,539 1,077 6 57,292 1,581 1,107 7 58,873 1,625 1,137 8 60,498 1,670 1,169 9 62,167 1,716 1,201 10 63,883 1,763 1,234 11 65,646 1,812 1,268 12 67,458 1,862 1,303 13 69,320 1,913 1,339 14 71,233 1,966 1,376 15 73,199 2,020 1,414 16 75,220 2,076 1,453 17 77,296 2,133 1,493 18 79,429 2,192 1,535 19 81,621 2,253 1,577 20 83,874 2,315 1,620 TOTAL $36,189 $25,332 - 5LOCAL CDBank-$50,00036 Month3.06%4.86x (National Avg. - 0.63%)$500-SCENARIO
Year Rate
3.06%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,530 1,071 2 51,530 1,577 1,104 3 53,107 1,625 1,138 4 54,732 1,675 1,172 5 56,407 1,726 1,208 6 58,133 1,779 1,245 7 59,912 1,833 1,283 8 61,745 1,889 1,323 9 63,634 1,947 1,363 10 65,581 2,007 1,405 11 67,588 2,068 1,448 12 69,656 2,131 1,492 13 71,788 2,197 1,538 14 73,985 2,264 1,585 15 76,249 2,333 1,633 16 78,582 2,405 1,683 17 80,986 2,478 1,735 18 83,465 2,554 1,788 19 86,019 2,632 1,843 20 88,651 2,713 1,899 TOTAL $41,364 $28,954
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