Dakota Plains Federal Credit Union


Dakota Plains Federal Credit Union is a NCUA insured federal credit union headquartered at PO Box 389, Lemmon, SD 57638.
It was founded in 1957 and has approximately $76 million in assets. Customers can open an account at one of its 12 branches.

Deposit Rates - December 10, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
3 Mo CD
4.57% $250 Compare
6 Mo CD
4.00% $250 Compare
12 Mo CD
3.50% $100 Compare
24 Mo CD
3.00% $100 Compare
36 Mo CD
3.00% $100 Compare
48 Mo CD
3.00% $100 Compare
60 Mo CD
3.00% $100 Compare
MM RATES APY MIN
Money Market
0.50% $1,001 Compare
Money Market
0.55% $5,001 Compare
Money Market
0.55% $10,001 Compare
Money Market
0.60% $25,001 Compare
VARIABLE IRA RATES APY MIN
VIRA
1.56% $0

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 11526
Date Established 1957
Assets $75.85 million
Loans $51.90 million
Deposits $67.56 million
Capital $6.83 million


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Branches

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Dakota Plains Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Credit Union
    -
    $50,000
    N.A.
    1.02%
    4.51x (National Avg. - 0.23%)
    $1
    -
    SCENARIO
    Year Rate
    1.02%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 510 357
    2 50,510 515 361
    3 51,025 520 364
    4 51,546 526 368
    5 52,071 531 372
    6 52,603 537 376
    7 53,139 542 379
    8 53,681 548 383
    9 54,229 553 387
    10 54,782 559 391
    11 55,341 564 395
    12 55,905 570 399
    13 56,475 576 403
    14 57,051 582 407
    15 57,633 588 412
    16 58,221 594 416
    17 58,815 600 420
    18 59,415 606 424
    19 60,021 612 429
    20 60,633 618 433
    TOTAL $11,252 $7,876
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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