Dfcu Financial Credit Union
Phone: 1-888-336-2700
ACH Number: 72486791
Dfcu Financial Credit Union is a NCUA insured credit union
headquartered at PO Box 6048, Dearborn, MI 48121.
It was founded in 1936 and has approximately
$6,877 million in assets. Customers can open an account at one of its
43 branches.
Deposit Rates - January 26, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.02% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.75% | $1,000 | Compare |
|
6 Mo CD
|
4.00% | $25,000 | Compare |
|
6 Mo CD
|
4.00% | $100,000 | Compare |
|
7 Mo CD
|
3.50% | $1,000 | Compare |
|
7 Mo CD
|
3.50% | $25,000 | Compare |
|
7 Mo CD
|
3.50% | $100,000 | Compare |
|
12 Mo CD
|
3.50% | $1,000 | Compare |
|
12 Mo CD
|
3.50% | $25,000 | Compare |
|
12 Mo CD
|
3.50% | $100,000 | Compare |
|
18 Mo CD
|
3.25% | $1,000 | Compare |
|
18 Mo CD
|
3.35% | $25,000 | Compare |
|
18 Mo CD
|
3.50% | $100,000 | Compare |
|
24 Mo CD
|
1.75% | $1,000 | Compare |
|
24 Mo CD
|
2.00% | $25,000 | Compare |
|
24 Mo CD
|
2.20% | $100,000 | Compare |
|
36 Mo CD
|
1.75% | $1,000 | Compare |
|
36 Mo CD
|
2.00% | $25,000 | Compare |
|
36 Mo CD
|
2.20% | $100,000 | Compare |
|
60 Mo CD
|
1.75% | $1,000 | Compare |
|
60 Mo CD
|
2.00% | $25,000 | Compare |
|
60 Mo CD
|
2.20% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.02% | $0 | Compare |
|
Money Market
|
0.05% | $100,000 | Compare |
|
Money Market
|
0.10% | $250,000 | Compare |
|
Money Market
|
0.15% | $500,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.02% | $0 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.02% | $0 |
|
INTCK
|
0.02% | $50,000 |
Featured Home Equity Rates
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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NMLS ID: 4018220.000% $0 Fees & Points $0 Total
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NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 61844 |
| Date Established | 1936 |
| Assets | $6,876.64 million |
| Loans | $2,398.68 million |
| Deposits | $6,117.90 million |
| Capital | $955.14 million |
Customer Reviews for Dfcu Financial Credit Union
Branches
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Dfcu Financial Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.0.02%0.09x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
0.02%Annual
InterestAnnual Interest
(After Tax)1 50,000 10 7 2 50,010 10 7 3 50,020 10 7 4 50,030 10 7 5 50,040 10 7 6 50,050 10 7 7 50,060 10 7 8 50,070 10 7 9 50,080 10 7 10 50,090 10 7 11 50,100 10 7 12 50,110 10 7 13 50,120 10 7 14 50,130 10 7 15 50,140 10 7 16 50,150 10 7 17 50,160 10 7 18 50,170 10 7 19 50,180 10 7 20 50,190 10 7 TOTAL $200 $140 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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