Direct Federal Credit Union
Direct Federal Credit Union is a NCUA insured federal credit union
headquartered at 50 Cabot St, PO Box 9123, Needham, MA 02494.
It was founded in 1953 and has approximately
$786 million in assets. Customers can open an account at one of its
3 branches.
Deposit Rates - June 12, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.10% | $5 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
5 Mo CD
|
5.00% | $250 | Compare |
|
5 Mo CD
|
5.05% | $100,000 | Compare |
|
6 Mo CD
|
5.50% | $250 | Compare |
|
6 Mo CD
|
5.55% | $100,000 | Compare |
|
9 Mo CD
|
5.00% | $250 | Compare |
|
9 Mo CD
|
5.05% | $100,000 | Compare |
|
12 Mo CD
|
3.00% | $250 | Compare |
|
12 Mo CD
|
3.06% | $100,000 | Compare |
|
15 Mo CD
|
3.00% | $250 | Compare |
|
15 Mo CD
|
3.06% | $100,000 | Compare |
|
24 Mo CD
|
3.50% | $250 | Compare |
|
24 Mo CD
|
3.55% | $100,000 | Compare |
|
36 Mo CD
|
4.00% | $250 | Compare |
|
36 Mo CD
|
4.05% | $100,000 | Compare |
|
48 Mo CD
|
4.00% | $250 | Compare |
|
48 Mo CD
|
4.05% | $100,000 | Compare |
|
60 Mo CD
|
4.25% | $250 | Compare |
|
60 Mo CD
|
4.30% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.35% | $500 | Compare |
|
Money Market
|
0.35% | $25,000 | Compare |
|
Money Market
|
0.55% | $50,000 | Compare |
|
Money Market
|
1.00% | $75,000 | Compare |
|
Money Market
|
0.75% | $100,000 | Compare |
|
Money Market
|
1.10% | $200,000 | Compare |
| PREMM RATES | APY | MIN | |
|---|---|---|---|
|
Premium Money Market
|
3.25% | $25,000 | Compare |
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NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
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Intro Period: 12 months
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 9071 |
| Date Established | 1953 |
| Assets | $785.89 million |
| Loans | $700.20 million |
| Deposits | $615.01 million |
| Capital | $89.58 million |
Customer Reviews for Direct Federal Credit Union
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