Credit Unions | Electro Savings Credit Union
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Electro Savings Credit Union


Electro Savings Credit Union is a NCUA insured credit union headquartered at 1805 Craigshire Rd, Saint Louis, MO 63146.
It was founded in 1941 and has approximately $193 million in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - December 12, 2025

SAVINGS RATES APY MIN
SAV
0.70% $0 Compare
SAV
0.50% $1 Compare
CD RATES APY MIN
6 Mo CD
3.45% $1,000 Compare
7 Mo CD
4.25% $1,000 Compare
7 Mo CD
4.00% $100,000 Compare
12 Mo CD
3.90% $1,000 Compare
12 Mo CD
3.90% $100,000 Compare
24 Mo CD
3.50% $1,000 Compare
24 Mo CD
3.65% $100,000 Compare
36 Mo CD
3.50% $1,000 Compare
36 Mo CD
3.95% $100,000 Compare
60 Mo CD
3.75% $1,000 Compare
60 Mo CD
3.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.40% $10,000 Compare
Money Market
1.25% $25,000 Compare
Money Market
3.00% $200,000 Compare
VARIABLE IRA RATES APY MIN
VIRA
1.25% $1

Overview 2025

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 62590
Date Established 1941
Assets $192.91 million
Loans $147.27 million
Deposits $182.44 million
Capital $10.66 million



*Should any logos, images or public notes appear on this page,they do so courtesy of Electro Savings Credit Union and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.

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Branches

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Electro Savings Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    ELECTRO SAVINGS
    Credit Union
    -
    $50,000
    N.A.
    0.70%
    3.10x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.70%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 350 245
    2 50,350 352 247
    3 50,702 355 248
    4 51,057 357 250
    5 51,415 360 252
    6 51,775 362 254
    7 52,137 365 255
    8 52,502 368 257
    9 52,870 370 259
    10 53,240 373 261
    11 53,612 375 263
    12 53,988 378 265
    13 54,366 381 266
    14 54,746 383 268
    15 55,129 386 270
    16 55,515 389 272
    17 55,904 391 274
    18 56,295 394 276
    19 56,689 397 278
    20 57,086 400 280
    TOTAL $7,486 $5,240
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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