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Elements Financial Federal Credit Union


Elements Financial Federal Credit Union is a NCUA insured federal credit union headquartered at PO BOX 7123, INDIANAPOLIS, IN 46202.
It was founded in 1976 and has approximately $2,442 million in assets. Customers can open an account at one of its 14 branches.

Deposit Rates - January 23, 2026

SAVINGS RATES APY MIN
SAV
1.00% $2,500 Compare
SAV
2.60% $10,000 Compare
CD RATES APY MIN
6 Mo CD
3.85% $1,000 Compare
8 Mo CD
3.60% $1,000 Compare
12 Mo CD
2.50% $1,000 Compare
13 Mo CD
3.15% $1,000 Compare
18 Mo CD
2.75% $1,000 Compare
24 Mo CD
2.25% $1,000 Compare
36 Mo CD
2.25% $1,000 Compare
48 Mo CD
2.65% $1,000 Compare
60 Mo CD
2.75% $1,000 Compare
VARIABLE IRA RATES APY MIN
VIRA
0.21% $0




Overview 2026

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 22468
Date Established 1976
Assets $2,442.36 million
Loans $1,671.80 million
Deposits $2,042.92 million
Capital $255.60 million


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Branches

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Your current location is: New York City, NY

Elements Financial Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    ELEMENTS FINANCIAL
    Credit Union
    -
    $50,000
    N.A.
    1.00%
    4.44x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    1.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 500 350
    2 50,500 505 354
    3 51,005 510 357
    4 51,515 515 361
    5 52,030 520 364
    6 52,551 526 368
    7 53,076 531 372
    8 53,607 536 375
    9 54,143 541 379
    10 54,684 547 383
    11 55,231 552 387
    12 55,783 558 390
    13 56,341 563 394
    14 56,905 569 398
    15 57,474 575 402
    16 58,048 580 406
    17 58,629 586 410
    18 59,215 592 415
    19 59,807 598 419
    20 60,405 604 423
    TOTAL $11,010 $7,707
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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