Credit Unions | Empower Federal Credit Union
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Empower Federal Credit Union


ACH Number: 221373710

Empower Federal Credit Union is a NCUA insured federal credit union headquartered at PO Box 11127, Syracuse, NY 13218.
It was founded in 1939 and has approximately $4,108 million in assets. Customers can open an account at one of its 37 branches.

Deposit Rates - December 08, 2025

SAVINGS RATES APY MIN
SAV
0.55% $0 Compare
CD RATES APY MIN
6 Mo CD
3.05% $500 Compare
12 Mo CD
3.30% $500 Compare
18 Mo CD
3.35% $500 Compare
24 Mo CD
3.85% $500 Compare
36 Mo CD
3.80% $500 Compare
48 Mo CD
3.80% $500 Compare
60 Mo CD
3.90% $500 Compare
MM RATES APY MIN
Money Market
1.05% $2,500 Compare
Money Market
1.15% $10,000 Compare
Money Market
1.25% $25,000 Compare
Money Market
1.35% $50,000 Compare
Money Market
1.45% $100,000 Compare
Money Market
1.55% $250,000 Compare

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 3025
Date Established 1939
Assets $4,107.76 million
Loans $3,316.35 million
Deposits $3,702.96 million
Capital $387.48 million


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Branches

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Empower Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    EMPOWER
    Credit Union
    -
    $50,000
    N.A.
    0.55%
    2.43x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.55%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 275 193
    2 50,275 277 194
    3 50,552 278 195
    4 50,830 280 196
    5 51,109 281 197
    6 51,390 283 198
    7 51,673 284 199
    8 51,957 286 200
    9 52,243 287 201
    10 52,530 289 202
    11 52,819 291 203
    12 53,110 292 204
    13 53,402 294 206
    14 53,695 295 207
    15 53,991 297 208
    16 54,288 299 209
    17 54,586 300 210
    18 54,886 302 211
    19 55,188 304 212
    20 55,492 305 214
    TOTAL $5,797 $4,058
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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