Esl Federal Credit Union
Esl Federal Credit Union is a NCUA insured federal credit union
headquartered at 225 Chestnut St, Rochester, NY 14604.
It was founded in 1995 and has approximately
$9,468 million in assets. Customers can open an account at one of its
42 branches.
Deposit Rates - July 25, 2025
SAVINGS RATES | APY | MIN | |
---|---|---|---|
SAV
|
0.05% | $0 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.10% | $500 | Compare |
6 Mo CD
|
0.15% | $100,000 | Compare |
12 Mo CD
|
0.12% | $500 | Compare |
12 Mo CD
|
0.15% | $100,000 | Compare |
18 Mo CD
|
0.12% | $500 | Compare |
18 Mo CD
|
0.15% | $100,000 | Compare |
24 Mo CD
|
0.12% | $500 | Compare |
24 Mo CD
|
0.15% | $100,000 | Compare |
36 Mo CD
|
0.15% | $500 | Compare |
36 Mo CD
|
0.20% | $100,000 | Compare |
48 Mo CD
|
0.15% | $500 | Compare |
48 Mo CD
|
0.20% | $100,000 | Compare |
60 Mo CD
|
0.15% | $500 | Compare |
60 Mo CD
|
0.20% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.45% | $2,500 | Compare |
Money Market
|
0.60% | $10,000 | Compare |
Money Market
|
0.80% | $25,000 | Compare |
VARIABLE IRA RATES | APY | MIN |
---|---|---|
Var IRA
|
0.05% | $1 |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.05% | $1 |
Loan Rates - July 25, 2025
MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
---|---|---|
10 Year Fixed Jumbo
|
5.32% | $3,444.68 |
10 Year Fixed Conforming
|
5.57% | $3,483.79 |
15 Year Fixed Jumbo
|
5.32% | $2,584.54 |
15 Year Fixed Conforming
|
5.51% | $2,616.71 |
20 Year Fixed Jumbo
|
5.65% | $2,228.80 |
20 Year Fixed Conforming
|
5.83% | $2,260.94 |
30 Year Fixed Jumbo
|
5.88% | $1,894.76 |
MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
---|---|---|
10 Year Fixed Jumbo
|
5.32% | $3,444.68 |
10 Year Fixed Conforming
|
5.57% | $3,483.79 |
15 Year Fixed Jumbo
|
5.32% | $2,584.54 |
15 Year Fixed Conforming
|
5.51% | $2,616.71 |
20 Year Fixed Jumbo
|
5.65% | $2,228.80 |
20 Year Fixed Conforming
|
5.83% | $2,260.94 |
30 Year Fixed Jumbo
|
5.88% | $1,894.76 |
HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
---|---|---|---|---|
Line of Credit
|
8.00% | Varies | ||
Compare with RATE Line of Credit from PenFed Credit Union
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10 Year Loan
|
7.00% | $1,147.73 | ||
15 Year Loan
|
6.49% | $870.56 |
AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
---|---|---|
3 Year
|
6.69% | $768.39 |
4 Year
|
6.69% | $595.07 |
5 Year
|
6.69% | $491.38 |
Overview 2025
General Credit Union Information
NCUA Insured | Yes / Federally Chartered |
Charter Number | # 24563 |
Date Established | 1995 |
Assets | $9,467.83 million |
Loans | $4,192.83 million |
Deposits | $5,832.97 million |
Capital | $1,559.49 million |
Customer Reviews for Esl Federal Credit Union
Branches
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