Esl Federal Credit Union
Esl Federal Credit Union is a NCUA insured federal credit union
headquartered at 225 Chestnut St, Rochester, NY 14604.
It was founded in 1995 and has approximately
$9,468 million in assets. Customers can open an account at one of its
42 branches.
Deposit Rates - July 25, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.05% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.10% | $500 | Compare |
|
6 Mo CD
|
0.15% | $100,000 | Compare |
|
12 Mo CD
|
0.12% | $500 | Compare |
|
12 Mo CD
|
0.15% | $100,000 | Compare |
|
18 Mo CD
|
0.12% | $500 | Compare |
|
18 Mo CD
|
0.15% | $100,000 | Compare |
|
24 Mo CD
|
0.12% | $500 | Compare |
|
24 Mo CD
|
0.15% | $100,000 | Compare |
|
36 Mo CD
|
0.15% | $500 | Compare |
|
36 Mo CD
|
0.20% | $100,000 | Compare |
|
48 Mo CD
|
0.15% | $500 | Compare |
|
48 Mo CD
|
0.20% | $100,000 | Compare |
|
60 Mo CD
|
0.15% | $500 | Compare |
|
60 Mo CD
|
0.20% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.45% | $2,500 | Compare |
|
Money Market
|
0.60% | $10,000 | Compare |
|
Money Market
|
0.80% | $25,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
Var IRA
|
0.05% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $1 |
Loan Rates - July 25, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
10 Year Fixed Jumbo
|
5.32% | $3,444.68 |
|
10 Year Fixed Conforming
|
5.57% | $3,483.79 |
|
15 Year Fixed Jumbo
|
5.32% | $2,584.54 |
|
15 Year Fixed Conforming
|
5.51% | $2,616.71 |
|
20 Year Fixed Jumbo
|
5.65% | $2,228.80 |
|
20 Year Fixed Conforming
|
5.83% | $2,260.94 |
|
30 Year Fixed Jumbo
|
5.88% | $1,894.76 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
10 Year Fixed Jumbo
|
5.32% | $3,444.68 |
|
10 Year Fixed Conforming
|
5.57% | $3,483.79 |
|
15 Year Fixed Jumbo
|
5.32% | $2,584.54 |
|
15 Year Fixed Conforming
|
5.51% | $2,616.71 |
|
20 Year Fixed Jumbo
|
5.65% | $2,228.80 |
|
20 Year Fixed Conforming
|
5.83% | $2,260.94 |
|
30 Year Fixed Jumbo
|
5.88% | $1,894.76 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
8.00% | Varies | ||
Compare with RATE Line of Credit from PenFed Credit Union
|
||||
|
10 Year Loan
|
7.00% | $1,147.73 | ||
|
15 Year Loan
|
6.49% | $870.56 | ||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
6.69% | $768.39 |
|
4 Year
|
6.69% | $595.07 |
|
5 Year
|
6.69% | $491.38 |
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 24563 |
| Date Established | 1995 |
| Assets | $9,467.83 million |
| Loans | $4,192.83 million |
| Deposits | $5,832.97 million |
| Capital | $1,559.49 million |
Customer Reviews for Esl Federal Credit Union
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