Credit Unions | First Commerce Credit Union
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First Commerce Credit Union


First Commerce Credit Union is a NCUA insured credit union headquartered at PO Box 6416, Tallahassee, FL 32314.
It was founded in 1940 and has approximately $1,122 million in assets. Customers can open an account at one of its 21 branches.

Deposit Rates - December 09, 2025

SAVINGS RATES APY MIN
SAV
2.53% $5 Compare
CD RATES APY MIN
6 Mo CD
4.00% $1,000 Compare
12 Mo CD
1.50% $1,000 Compare
18 Mo CD
2.70% $1,000 Compare
24 Mo CD
2.75% $1,000 Compare
36 Mo CD
2.90% $1,000 Compare
48 Mo CD
3.00% $1,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.40% $10,000 Compare
Money Market
0.55% $25,000 Compare
Money Market
0.80% $50,000 Compare
Money Market
1.05% $100,000 Compare
Money Market
1.10% $250,000 Compare
Money Market
1.15% $500,000 Compare

Overview 2025

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 68301
Date Established 1940
Assets $1,122.09 million
Loans $875.79 million
Deposits $978.52 million
Capital $117.61 million


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Branches

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First Commerce Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    FIRST COMMERCE
    Credit Union
    -
    $50,000
    N.A.
    2.53%
    11.19x (National Avg. - 0.23%)
    $5
    -
    SCENARIO
    Year Rate
    2.53%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,265 886
    2 51,265 1,297 908
    3 52,562 1,330 931
    4 53,892 1,363 954
    5 55,255 1,398 979
    6 56,653 1,433 1,003
    7 58,087 1,470 1,029
    8 59,556 1,507 1,055
    9 61,063 1,545 1,081
    10 62,608 1,584 1,109
    11 64,192 1,624 1,137
    12 65,816 1,665 1,166
    13 67,481 1,707 1,195
    14 69,188 1,750 1,225
    15 70,939 1,795 1,256
    16 72,733 1,840 1,288
    17 74,574 1,887 1,321
    18 76,460 1,934 1,354
    19 78,395 1,983 1,388
    20 80,378 2,034 1,423
    TOTAL $32,412 $22,688
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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