Credit Unions | First Source Federal Credit Union
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First Source Federal Credit Union


ACH Number: 221380790

First Source Federal Credit Union is a NCUA insured federal credit union headquartered at 4451 Commercial Dr, New Hartford, NY 13413.
It was founded in 1938 and has approximately $1,078 million in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - December 08, 2025

SAVINGS RATES APY MIN
SAV
0.25% $1,000 Compare
CD RATES APY MIN
6 Mo CD
4.25% $500 Compare
6 Mo CD
4.25% $1,000 Compare
9 Mo CD
4.00% $1,000 Compare
12 Mo CD
3.75% $500 Compare
12 Mo CD
3.75% $1,000 Compare
24 Mo CD
3.20% $500 Compare
24 Mo CD
3.75% $1,000 Compare
36 Mo CD
3.50% $1,000 Compare
36 Mo CD
2.50% $100,000 Compare
48 Mo CD
3.20% $1,000 Compare
48 Mo CD
2.50% $100,000 Compare
MM RATES APY MIN
Money Market
0.90% $1 Compare
Money Market
1.00% $10,000 Compare
Money Market
1.00% $25,000 Compare
VARIABLE IRA RATES APY MIN
VIRA
0.25% $1
INT CHECKING RATES APY MIN
INTCK
0.05% $2,500

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 2658
Date Established 1938
Assets $1,078.06 million
Loans $1,003.38 million
Deposits $965.94 million
Capital $105.11 million


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Branches

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Your current location is: New York City, NY

First Source Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    FIRST SOURCE
    Credit Union
    -
    $50,000
    N.A.
    0.25%
    1.11x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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