Harborstone Credit Union
Harborstone Credit Union is a NCUA insured credit union
headquartered at PO BOX 4207, TACOMA, WA 98438.
It was founded in 1955 and has approximately
$2,206 million in assets. Customers can open an account at one of its
34 branches.
Deposit Rates - December 17, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.50% | $5 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
4.08% | $500 | Compare |
|
6 Mo CD
|
4.90% | $50,000 | Compare |
|
12 Mo CD
|
4.90% | $500 | Compare |
|
18 Mo CD
|
3.30% | $50,000 | Compare |
|
24 Mo CD
|
3.14% | $500 | Compare |
|
30 Mo CD
|
3.04% | $500 | Compare |
|
36 Mo CD
|
2.94% | $500 | Compare |
|
48 Mo CD
|
4.90% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
2.01% | $0 | Compare |
|
Money Market
|
2.01% | $10,000 | Compare |
|
Money Market
|
2.01% | $100,000 | Compare |
|
Money Market
|
2.01% | $250,000 | Compare |
|
Money Market
|
2.01% | $1,000,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $0 |
|
INTCK
|
0.10% | $5,000 |
|
INTCK
|
0.15% | $10,000 |
Featured Home Equity Rates
-
Sponsored
-
REFI, HELOC, & Home Equity Loan Options $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Intro APR: 8.500 %
After Intro:8.500 %
$25,000 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-12-17Unlock Your Home's Potential $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-12-17Home Equity Loans & Refinance – Cash out $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-12-17Get cash now in exchange for a percentage of your homes future equity. $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-12-17As low as 6.52% APR on your initial draw* $0 -
Owning.com
NMLS ID: 2611 / Updated 2025-12-17Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
Rate
NMLS ID: 2611 / Updated 2025-12-17Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-12-17Get up to $600k with no monthly payments, ever. $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Basis Lending, LLC
NMLS ID: 24631245.812% $1,843 Fees & Points $6,670 Total
1.000 Pts ($3,200)
$3,470 Fees -
District Lending
NMLS ID: 18352855.864% $1,868 Fees & Points $4,000 Total
0.750 Pts ($2,400)
$1,600 Fees -
Pure Rate Mortgage
NMLS ID: 25784745.956% $1,893 Fees & Points $2,810 Total
0.550 Pts ($1,760)
$1,050 Fees -
DECO Mortgage
NMLS ID: 25614515.988% $1,893 Fees & Points $3,921 Total
0.991 Pts ($3,171)
$750 Fees -
West Capital Lending
NMLS ID: 15660965.993% $1,893 Fees & Points $4,092 Total
0.874 Pts ($2,797)
$1,295 Fees -
5.995% $1,893 Fees & Points $4,262 Total
0.710 Pts ($2,272)
$1,990 Fees -
6.063% $1,917 Fees & Points $2,904 Total
0.786 Pts ($2,515)
$389 Fees -
Northpointe Bank
NMLS ID: 4474906.081% $1,919 Fees & Points $2,768 Total
0.429 Pts ($1,373)
$1,395 Fees -
Better.com
NMLS ID: 3305116.100% $1,919 Fees & Points $3,433 Total
0.762 Pts ($2,438)
$995 Fees -
PenFed Credit Union
NMLS ID: 4018226.186% $1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees -
Refi.com
NMLS ID: 19076.190% $1,945 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees -
Yakima Federal Savings & Loan Association
NMLS ID: 4329806.245% $1,945 Fees & Points $4,324 Total
0.000 Pts ($0)
$4,324 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.363% $1,971 Fees & Points $3,823 Total
0.976 Pts ($3,123)
$700 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 66399 |
| Date Established | 1955 |
| Assets | $2,205.69 million |
| Loans | $1,636.53 million |
| Deposits | $1,879.09 million |
| Capital | $254.58 million |
*Should any logos, images or public notes appear on this page,they do so courtesy of Harborstone Credit Union and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
Customer Reviews for Harborstone Credit Union
Branches
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Your current location is: Seattle, WA
Harborstone Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.0.50%2.21x (National Avg. - 0.23%)$5-SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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