Heritage Financial Credit Union
Heritage Financial Credit Union is a NCUA insured credit union
headquartered at 25 Rykowski Lane, Middletown, NY 10941.
It was founded in 1940 and has approximately
$710 million in assets. Customers can open an account at one of its
0 branches.
Deposit Rates - May 6, 2024
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.01% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.25% | $10,000 | Compare |
6 Mo CD
|
0.35% | $100,000 | Compare |
12 Mo CD
|
0.40% | $10,000 | Compare |
12 Mo CD
|
0.50% | $100,000 | Compare |
24 Mo CD
|
0.60% | $10,000 | Compare |
24 Mo CD
|
0.70% | $100,000 | Compare |
36 Mo CD
|
0.80% | $10,000 | Compare |
36 Mo CD
|
0.90% | $100,000 | Compare |
48 Mo CD
|
0.90% | $10,000 | Compare |
48 Mo CD
|
1.00% | $100,000 | Compare |
60 Mo CD
|
1.00% | $10,000 | Compare |
60 Mo CD
|
1.10% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.05% | $2,500 | Compare |
Money Market
|
0.05% | $10,000 | Compare |
Money Market
|
0.05% | $25,000 | Compare |
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Featured 30-Year Fixed Mortgage Rates
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Overview 2024
General Credit Union Information
NCUA Insured | Yes / State-Chartered |
Charter Number | # 68711 |
Date Established | 1940 |
Assets | $709.59 million |
Loans | $587.12 million |
Deposits | $565.59 million |
Capital | $79.07 million |
Customer Reviews for Heritage Financial Credit Union
Branches
Click on location and enter new zip number or state name to change.
Your current location is: Columbus, OH
Heritage Financial Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL SAVINGSCredit UnionNEW YORK$50,000N.A.0.01%0.05x (National Avg. - 0.22%)$2,500-SCENARIO
Year Rate
0.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 5 4 2 50,005 5 4 3 50,010 5 4 4 50,015 5 4 5 50,020 5 4 6 50,025 5 4 7 50,030 5 4 8 50,035 5 4 9 50,040 5 4 10 50,045 5 4 11 50,050 5 4 12 50,055 5 4 13 50,060 5 4 14 50,065 5 4 15 50,070 5 4 16 50,075 5 4 17 50,080 5 4 18 50,085 5 4 19 50,090 5 4 20 50,095 5 4 TOTAL $100 $70 - 2ONLINE SAVINGSBank-$50,000N.A.5.15%23.95x (National Avg. - 0.22%)$0-SCENARIO
Year Rate
5.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,575 1,803 2 52,575 2,708 1,895 3 55,283 2,847 1,993 4 58,130 2,994 2,096 5 61,123 3,148 2,203 6 64,271 3,310 2,317 7 67,581 3,480 2,436 8 71,062 3,660 2,562 9 74,721 3,848 2,694 10 78,569 4,046 2,832 11 82,616 4,255 2,978 12 86,870 4,474 3,132 13 91,344 4,704 3,293 14 96,049 4,946 3,463 15 100,995 5,201 3,641 16 106,196 5,469 3,828 17 111,665 5,751 4,026 18 117,416 6,047 4,233 19 123,463 6,358 4,451 20 129,821 6,686 4,680 TOTAL $86,507 $60,555
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