Horizon Credit Union
ACH Number: 292977831
Horizon Credit Union is a NCUA insured credit union
headquartered at PO Box 15128, Spokane Valley, WA 99215.
It was founded in 1948 and has approximately
$2,036 million in assets. Customers can open an account at one of its
42 branches.
Deposit Rates - January 20, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.40% | $10,000 | Compare |
|
6 Mo CD
|
0.50% | $100,000 | Compare |
|
Special: 12 Mo CD
|
0.60% | $250 | Compare |
|
12 Mo CD
|
0.45% | $10,000 | Compare |
|
12 Mo CD
|
0.55% | $100,000 | Compare |
|
Special: 18 Mo CD
|
0.10% | $1,000 | Compare |
|
24 Mo CD
|
0.50% | $10,000 | Compare |
|
24 Mo CD
|
0.60% | $100,000 | Compare |
|
36 Mo CD
|
0.60% | $10,000 | Compare |
|
36 Mo CD
|
0.80% | $100,000 | Compare |
|
48 Mo CD
|
0.60% | $10,000 | Compare |
|
48 Mo CD
|
0.80% | $100,000 | Compare |
|
60 Mo CD
|
0.60% | $10,000 | Compare |
|
60 Mo CD
|
0.80% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.15% | $25,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
Var IRA
|
0.05% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $2,500 |
Featured Home Equity Rates
-
Sponsored
-
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-01-19Unlock your home equity. Build your future. $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-01-19Home Equity Loans & Refinance – Cash out $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-01-19As low as 6.52% APR on your initial draw* $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-01-19Unlock Your Home's Potential $0 -
Rate
NMLS ID: 2611 / Updated 2026-01-19Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
Renofi
NMLS ID: 1802847 / Updated 2026-01-19Renovating? Work with experts in renovation financing $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-01-19Get up to $600k with no monthly payments, ever. $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-01-19Get cash now in exchange for a percentage of your homes future equity. $0 -
Owning.com
NMLS ID: 2611 / Updated 2026-01-19Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
5.509% $1,792 Fees & Points $4,800 Total
1.000 Pts ($3,200)
$1,600 Fees -
5.961% $1,893 Fees & Points $3,365 Total
0.930 Pts ($2,976)
$389 Fees -
West Capital Lending
NMLS ID: 15660965.980% $1,893 Fees & Points $3,647 Total
0.735 Pts ($2,352)
$1,295 Fees -
PenFed Credit Union
NMLS ID: 4018226.036% $1,893 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees -
Refi.com
NMLS ID: 19076.054% $1,917 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.214% $1,945 Fees & Points $3,046 Total
0.733 Pts ($2,346)
$700 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 67264 |
| Date Established | 1948 |
| Assets | $2,035.75 million |
| Loans | $1,662.17 million |
| Deposits | $1,717.37 million |
| Capital | $248.91 million |
Customer Reviews for Horizon Credit Union
Branches
Click on location and enter new zip number or state name to change.
Your current location is: Seattle, WA
Horizon Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit UnionWASHINGTON$50,000N.A.0.05%0.22x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
There are currently no comments for Horizon Credit Union. Be the first to share your experience. Please provide comments that will help others.