Hudson Valley Federal Credit Union

Hudson Valley Federal Credit Union is a NCUA insured federal credit union headquartered at P.O. BOX 1071, POUGHKEEPSIE, NY 12602.
It was founded in 1963 and has approximately $5,268 million in assets. Customers can open an account at one of its 36 branches.

Deposit Rates - July 26, 2025

Loan Rates - July 26, 2025

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
7 Year Adjustable Conforming	7.95%	$2,156.98
7 Year Adjustable Jumbo	7.95%	$2,156.98
10 Year Adjustable Jumbo	7.81%	$2,182.96
10 Year Adjustable Conforming	7.82%	$2,182.96
15 Year Fixed Jumbo	7.04%	$2,876.25
15 Year Fixed Conforming	7.09%	$2,876.25
20 Year Fixed Jumbo	7.44%	$2,554.47

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
7 Year Adjustable Conforming	7.95%	$2,156.98
7 Year Adjustable Jumbo	7.95%	$2,156.98
10 Year Adjustable Jumbo	7.81%	$2,182.96
10 Year Adjustable Conforming	7.82%	$2,182.96
15 Year Fixed Jumbo	7.04%	$2,876.25
15 Year Fixed Conforming	7.09%	$2,876.25
20 Year Fixed Jumbo	7.44%	$2,554.47

See Other Mortgage Rates →

HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
Line of Credit	5.75%	Varies
Compare with RATE Line of Credit from PenFed Credit Union
10 Year Loan	4.85%	$1,053.34
15 Year Loan	5.85%	$835.77

See Other Home Equity Rates →

AUTO LOAN RATES	APR(%)	MONTHLY PAYMENT
3 Year	2.74%	$724.17
4 Year	2.74%	$550.49
5 Year	2.74%	$446.33

Overview 2025

General Credit Union Information

Branches

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