I-c Federal Credit Union


Phone: (800) 262-1001

ACH Number: 211382850

I-c Federal Credit Union is a NCUA insured federal credit union headquartered at 300 BEMIS RD, FITCHBURG, MA 01420.
It was founded in 1934 and has approximately $527 million in assets. Customers can open an account at one of its 15 branches.

Deposit Rates - December 12, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
6 Mo CD
0.15% $500 Compare
12 Mo CD
0.20% $500 Compare
18 Mo CD
0.25% $500 Compare
24 Mo CD
0.30% $500 Compare
36 Mo CD
0.40% $500 Compare
48 Mo CD
0.50% $500 Compare
60 Mo CD
0.60% $500 Compare
MM RATES APY MIN
Money Market
0.05% $50 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.10% $25,000 Compare

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 24250
Date Established 1934
Assets $527.04 million
Loans $390.89 million
Deposits $489.86 million
Capital $50.22 million



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Branches

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Your current location is: New York City, NY

I-c Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Credit Union
    -
    $50,000
    N.A.
    0.02%
    0.09x (National Avg. - 0.23%)
    $50
    -
    SCENARIO
    Year Rate
    0.02%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 10 7
    2 50,010 10 7
    3 50,020 10 7
    4 50,030 10 7
    5 50,040 10 7
    6 50,050 10 7
    7 50,060 10 7
    8 50,070 10 7
    9 50,080 10 7
    10 50,090 10 7
    11 50,100 10 7
    12 50,110 10 7
    13 50,120 10 7
    14 50,130 10 7
    15 50,140 10 7
    16 50,150 10 7
    17 50,160 10 7
    18 50,170 10 7
    19 50,180 10 7
    20 50,190 10 7
    TOTAL $200 $140
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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