Jolt Credit Union
Jolt Credit Union is a NCUA insured credit union
headquartered at PO BOX 6338, SAGINAW, MI 48608.
It was founded in 1956 and has approximately
$472 million in assets. Customers can open an account at one of its
0 branches.
Deposit Rates - December 17, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.08% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.60% | $10,000 | Compare |
|
6 Mo CD
|
0.60% | $100,000 | Compare |
|
12 Mo CD
|
0.90% | $10,000 | Compare |
|
12 Mo CD
|
0.90% | $100,000 | Compare |
|
18 Mo CD
|
1.01% | $10,000 | Compare |
|
18 Mo CD
|
1.11% | $100,000 | Compare |
|
24 Mo CD
|
1.21% | $10,000 | Compare |
|
24 Mo CD
|
1.21% | $100,000 | Compare |
|
30 Mo CD
|
1.26% | $10,000 | Compare |
|
30 Mo CD
|
1.26% | $100,000 | Compare |
|
36 Mo CD
|
1.36% | $10,000 | Compare |
|
36 Mo CD
|
1.36% | $100,000 | Compare |
|
48 Mo CD
|
1.46% | $10,000 | Compare |
|
48 Mo CD
|
1.46% | $100,000 | Compare |
|
60 Mo CD
|
1.51% | $10,000 | Compare |
|
60 Mo CD
|
1.51% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.28% | $2,500 | Compare |
|
Money Market
|
0.33% | $10,000 | Compare |
|
Money Market
|
0.33% | $25,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
Var IRA
|
0.08% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.03% | $2,500 |
Featured Home Equity Rates
-
Sponsored
-
#1 Non-bank HELOC in the US, A+ BBB Rating $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Intro APR: 8.500 %
After Intro:8.500 %
$25,000 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-12-16As low as 6.52% APR on your initial draw* $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-12-16Unlock Your Home's Potential $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
Rate
NMLS ID: 2611 / Updated 2025-12-16Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
Owning.com
NMLS ID: 2611 / Updated 2025-12-16Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-12-16Home Equity Loans & Refinance – Cash out $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-12-16Get cash now in exchange for a percentage of your homes future equity. $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-12-16Get up to $600k with no monthly payments, ever. $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
Basis Lending, LLC
NMLS ID: 24631245.812% $1,843 Fees & Points $6,670 Total
1.000 Pts ($3,200)
$3,470 Fees -
District Lending
NMLS ID: 18352855.864% $1,868 Fees & Points $4,000 Total
0.750 Pts ($2,400)
$1,600 Fees -
Pure Rate Mortgage
NMLS ID: 25784745.956% $1,893 Fees & Points $2,810 Total
0.550 Pts ($1,760)
$1,050 Fees -
West Capital Lending
NMLS ID: 15660965.993% $1,893 Fees & Points $4,092 Total
0.874 Pts ($2,797)
$1,295 Fees -
6.063% $1,917 Fees & Points $2,904 Total
0.786 Pts ($2,515)
$389 Fees -
Northpointe Bank
NMLS ID: 4474906.081% $1,919 Fees & Points $2,768 Total
0.429 Pts ($1,373)
$1,395 Fees -
PenFed Credit Union
NMLS ID: 4018226.186% $1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees -
Refi.com
NMLS ID: 19076.190% $1,945 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees -
Yakima Federal Savings & Loan Association
NMLS ID: 4329806.245% $1,945 Fees & Points $4,324 Total
0.000 Pts ($0)
$4,324 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.363% $1,971 Fees & Points $3,823 Total
0.976 Pts ($3,123)
$700 Fees -
Filo Mortgage, L.L.C.
NMLS ID: 19287417.058% $2,127 Fees & Points $2,198 Total
0.687 Pts ($2,198)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 68703 |
| Date Established | 1956 |
| Assets | $471.72 million |
| Loans | $245.99 million |
| Deposits | $398.40 million |
| Capital | $46.97 million |
Customer Reviews for Jolt Credit Union
Branches
Click on location and enter new zip number or state name to change.
Your current location is: Seattle, WA
Jolt Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit UnionMICHIGAN$50,000N.A.0.08%0.33x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.08%Annual
InterestAnnual Interest
(After Tax)1 50,000 38 26 2 50,038 38 26 3 50,075 38 26 4 50,113 38 26 5 50,150 38 26 6 50,188 38 26 7 50,225 38 26 8 50,263 38 26 9 50,301 38 26 10 50,339 38 26 11 50,376 38 26 12 50,414 38 26 13 50,452 38 26 14 50,490 38 27 15 50,528 38 27 16 50,565 38 27 17 50,603 38 27 18 50,641 38 27 19 50,679 38 27 20 50,717 38 27 TOTAL $755 $529 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
There are currently no comments for Jolt Credit Union. Be the first to share your experience. Please provide comments that will help others.