Credit Unions | Jolt Credit Union
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Jolt Credit Union


Jolt Credit Union is a NCUA insured credit union headquartered at PO BOX 6338, SAGINAW, MI 48608.
It was founded in 1956 and has approximately $471 million in assets. Customers can open an account at one of its 0 branches.

Deposit Rates - February 01, 2026

SAVINGS RATES APY MIN
Savings
0.08% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.60% $10,000 Compare
6 Mo CD
0.60% $100,000 Compare
12 Mo CD
0.90% $10,000 Compare
12 Mo CD
0.90% $100,000 Compare
18 Mo CD
1.01% $10,000 Compare
18 Mo CD
1.11% $100,000 Compare
24 Mo CD
1.21% $10,000 Compare
24 Mo CD
1.21% $100,000 Compare
30 Mo CD
1.26% $10,000 Compare
30 Mo CD
1.26% $100,000 Compare
36 Mo CD
1.36% $10,000 Compare
36 Mo CD
1.36% $100,000 Compare
48 Mo CD
1.46% $10,000 Compare
48 Mo CD
1.46% $100,000 Compare
60 Mo CD
1.51% $10,000 Compare
60 Mo CD
1.51% $100,000 Compare
MM RATES APY MIN
Money Market
0.28% $2,500 Compare
Money Market
0.33% $10,000 Compare
Money Market
0.33% $25,000 Compare
VARIABLE IRA RATES APY MIN
Var IRA
0.08% $1
INT CHECKING RATES APY MIN
Int Ckg
0.03% $2,500




Overview 2026

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 68703
Date Established 1956
Assets $471.06 million
Loans $247.06 million
Deposits $394.56 million
Capital $47.53 million


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Branches

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Jolt Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    JOLT
    Credit Union
    MICHIGAN
    $50,000
    N.A.
    0.08%
    0.33x (National Avg. - 0.22%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.08%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 38 26
    2 50,038 38 26
    3 50,075 38 26
    4 50,113 38 26
    5 50,150 38 26
    6 50,188 38 26
    7 50,225 38 26
    8 50,263 38 26
    9 50,301 38 26
    10 50,339 38 26
    11 50,376 38 26
    12 50,414 38 26
    13 50,452 38 26
    14 50,490 38 27
    15 50,528 38 27
    16 50,565 38 27
    17 50,603 38 27
    18 50,641 38 27
    19 50,679 38 27
    20 50,717 38 27
    TOTAL $755 $529
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.74x (National Avg. - 0.22%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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