Credit Unions | Lake Michigan Credit Union
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Lake Michigan Credit Union


Phone: 1-616-242-9790

Lake Michigan Credit Union is a NCUA insured credit union headquartered at PO Box 2848, Grand Rapids, MI 49501.
It was founded in 1933 and has approximately $15,210 million in assets. Customers can open an account at one of its 61 branches.

Deposit Rates - March 09, 2026

SAVINGS RATES APY MIN
SAV
1.25% $100 Compare
SAV
3.00% $100,000 Compare
SAV
3.25% $250,000 Compare
SAV
3.25% $500,000 Compare
SAV
4.05% $1,000,000 Compare
CD RATES APY MIN
3 Mo CD
3.40% $500 Compare
6 Mo CD
3.40% $500 Compare
9 Mo CD
3.40% $500 Compare
11 Mo CD
3.40% $500 Compare
12 Mo CD
3.45% $500 Compare
18 Mo CD
3.50% $500 Compare
24 Mo CD
3.50% $500 Compare
36 Mo CD
3.50% $500 Compare
48 Mo CD
3.55% $500 Compare
60 Mo CD
3.60% $500 Compare
MM RATES APY MIN
Money Market
1.00% $2,500 Compare
Money Market
1.00% $10,000 Compare
Money Market
2.00% $25,000 Compare
Money Market
2.00% $50,000 Compare
Money Market
3.00% $100,000 Compare
Money Market
3.25% $250,000 Compare
Money Market
4.05% $1,000,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.15% $2,500




Overview 2026

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 62514
Date Established 1933
Assets $15,210.40 million
Loans $13,088.17 million
Deposits $12,870.78 million
Capital $1,811.39 million


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Branches

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Lake Michigan Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    LAKE MICHIGAN
    Credit Union
    -
    $50,000
    N.A.
    1.25%
    5.56x (National Avg. - 0.23%)
    $100
    -
    SCENARIO
    Year Rate
    1.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 625 438
    2 50,625 633 443
    3 51,258 641 449
    4 51,899 649 454
    5 52,547 657 460
    6 53,204 665 466
    7 53,869 673 471
    8 54,543 682 477
    9 55,224 690 483
    10 55,915 699 489
    11 56,614 708 495
    12 57,321 717 502
    13 58,038 725 508
    14 58,763 735 514
    15 59,498 744 521
    16 60,241 753 527
    17 60,994 762 534
    18 61,757 772 540
    19 62,529 782 547
    20 63,310 791 554
    TOTAL $14,102 $9,871
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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