Credit Unions | Longshore Federal Credit Union

Longshore Federal Credit Union

Longshore Federal Credit Union is a NCUA insured federal credit union headquartered at 3107 John Stevens Way, Hoquiam, WA 98550.
It was founded in 1960 and has approximately $8 million in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - June 08, 2026

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Point Digital Finance
NMLS ID: 1610752 / Updated 2026-06-08

Unlock your home equity. Build your future.

Get up to $600k.
Funding in as few as 5 days.
Flexible rate with up to a 30 year term.
Fast & Easy Online Application

Owning.com
NMLS ID: 2611 / Updated 2026-06-01
Equal Housing Lender

Intro APR: 6.842 %
After Intro:6.842 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-06-08

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-06-08

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Refi.com
NMLS ID: 1907 / Updated 2026-06-08
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-06-08

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-06-08
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-06-08

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Refi.com
NMLS ID: 1907

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals
Tap into your home’s equity with a cash-out refinance

District Lending
NMLS ID: 1835285

6.119%

$1,919 Fees & Points $4,099 Total
0.625 Pts ($2,000)
$2,099 Fees

Get an exceptional mortgage rate, be happy.

Optimum First Inc
NMLS ID: 240415

6.146%

$1,919 Fees & Points $5,048 Total
0.954 Pts ($3,053)
$1,995 Fees

On-time closing guarantee
Direct contact with your loan officer throughout
Single point of contact 7 days a week

River City Mortgage LLC
NMLS ID: 142954
License#: CL-142954

6.245%

$1,945 Fees & Points $4,237 Total
0.996 Pts ($3,187)
$1,050 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

Reliant Home Funding, Inc.
NMLS ID: 292473

6.258%

$1,945 Fees & Points $4,581 Total
0.808 Pts ($2,586)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Basis Lending, LLC
NMLS ID: 2463124

6.305%

$1,945 Fees & Points $6,314 Total
0.875 Pts ($2,800)
$3,515 Fees

Let our Licensed Experts help you make the best decisions possible.

Pure Rate Mortgage
NMLS ID: 2578474

6.336%

$1,971 Fees & Points $2,905 Total
0.525 Pts ($1,680)
$1,225 Fees

Pure Rate equals Pure Savings
We provide real-time access to premier wholesale lenders
Delivering wholesale pricing instantly

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.341%

$1,971 Fees & Points $3,062 Total
0.957 Pts ($3,062)
$0 Fees

Streamlined Process
Expertise
Customer Service

Midwest Mortgage Lending
NMLS ID: 2262032
License#: CL-2262032

6.375%

$1,971 Fees & Points $4,250 Total
0.500 Pts ($1,600)
$2,650 Fees

live rates online at midwestmrtg.com

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.408%

$1,945 Fees & Points $9,690 Total
0.903 Pts ($2,890)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Refi.com
NMLS ID: 1907

6.464%

$1,997 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Northpointe Bank
NMLS ID: 447490

6.480%

$1,997 Fees & Points $3,517 Total
0.663 Pts ($2,122)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

DECO Mortgage
NMLS ID: 2561451

6.510%

$1,997 Fees & Points $4,684 Total
0.574 Pts ($1,837)
$2,847 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

PenFed Credit Union
NMLS ID: 401822

6.518%

$1,997 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Sage Home Loan Corporation
NMLS ID: 3304

6.606%

$2,023 Fees & Points $3,552 Total
0.643 Pts ($2,058)
$1,494 Fees

Your Stress-Free Pathway

SoFi
NMLS ID: 696891

6.754%

$2,049 Fees & Points $4,289 Total
0.873 Pts ($2,794)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: CL-1168

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Allied Mortgage Group, Inc.
NMLS ID: 1067

Fees & Points Total
Pts ($0)
$0 Fees

Competitive interest rates
No Origination fee
Soft credit pre-approvals offered

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Credit Union Information

NCUA Insured	Yes / Federally Chartered
Charter Number	# 13857
Date Established	1960
Assets	$8.29 million
Loans	$2.89 million
Deposits	$7.42 million
Capital	$0.72 million

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Branches

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Longshore Federal Credit Union

Deposit Rates - June 08, 2026

Featured Home Equity Rates

Featured 30-Year Fixed Mortgage Rates

Overview 2026

General Credit Union Information

Customer Reviews for Longshore Federal Credit Union

Branches

Longshore Federal Credit Union Locations

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