Mass Bay Credit Union
Mass Bay Credit Union is a NCUA insured credit union
headquartered at 147 W 4TH ST, SOUTH BOSTON, MA 02127.
It was founded in 1936 and has approximately
$362 million in assets. Customers can open an account at one of its
7 branches.
Deposit Rates - June 12, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.03% | $5 | Compare |
|
SAV
|
0.05% | $500 | Compare |
|
SAV
|
0.10% | $10,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
4.00% | $500 | Compare |
|
10 Mo CD
|
3.75% | $500 | Compare |
|
12 Mo CD
|
3.75% | $500 | Compare |
|
14 Mo CD
|
3.00% | $500 | Compare |
|
16 Mo CD
|
3.75% | $500 | Compare |
|
17 Mo CD
|
3.00% | $500 | Compare |
|
18 Mo CD
|
3.00% | $500 | Compare |
|
24 Mo CD
|
3.65% | $500 | Compare |
|
28 Mo CD
|
2.65% | $500 | Compare |
|
36 Mo CD
|
3.45% | $500 | Compare |
|
48 Mo CD
|
3.00% | $500 | Compare |
|
60 Mo CD
|
3.35% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.15% | $2,500 | Compare |
|
Money Market
|
0.35% | $10,000 | Compare |
|
Money Market
|
0.50% | $20,000 | Compare |
|
Money Market
|
0.60% | $50,000 | Compare |
|
Money Market
|
0.80% | $100,000 | Compare |
|
Money Market
|
0.80% | $250,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
10 Mo FIRA
|
3.75% | $500 |
|
12 Mo FIRA
|
3.75% | $500 |
|
16 Mo FIRA
|
3.75% | $500 |
|
17 Mo FIRA
|
3.00% | $500 |
|
18 Mo FIRA
|
3.00% | $500 |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.03% | $0 |
|
VIRA
|
0.05% | $500 |
|
VIRA
|
0.10% | $10,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.03% | $5 |
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Overview 2026
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 68137 |
| Date Established | 1936 |
| Assets | $362.39 million |
| Loans | $307.78 million |
| Deposits | $253.61 million |
| Capital | $40.96 million |
Customer Reviews for Mass Bay Credit Union
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