Members 1st Federal Credit Union
ACH Number: 231382241
Members 1st Federal Credit Union is a NCUA insured federal credit union
headquartered at 5000 Marketplace Way, Enola, PA 17025.
It was founded in 1950 and has approximately
$8,336 million in assets. Customers can open an account at one of its
40 branches.
Deposit Rates -
April 27, 2026
SAVINGS RATES
APY
MIN
SAV
0.25%
$50
Compare
CD RATES
APY
MIN
6 Mo CD
1.00%
$500
Compare
6 Mo CD
1.05%
$10,000
Compare
6 Mo CD
1.10%
$50,000
Compare
6 Mo CD
1.20%
$75,000
Compare
6 Mo CD
1.30%
$100,000
Compare
6 Mo CD
1.30%
$500,000
Compare
6 Mo CD
1.35%
$1,000,000
Compare
9 Mo CD
0.80%
$5,000
Compare
12 Mo CD
3.85%
$500
Compare
12 Mo CD
3.85%
$10,000
Compare
12 Mo CD
3.85%
$50,000
Compare
12 Mo CD
3.85%
$75,000
Compare
12 Mo CD
3.85%
$100,000
Compare
12 Mo CD
3.85%
$500,000
Compare
12 Mo CD
3.85%
$1,000,000
Compare
15 Mo CD
1.05%
$500
Compare
18 Mo CD
1.35%
$500
Compare
18 Mo CD
1.40%
$10,000
Compare
18 Mo CD
1.45%
$50,000
Compare
18 Mo CD
1.55%
$75,000
Compare
18 Mo CD
1.65%
$100,000
Compare
18 Mo CD
1.65%
$500,000
Compare
18 Mo CD
1.70%
$1,000,000
Compare
24 Mo CD
1.45%
$500
Compare
24 Mo CD
1.50%
$10,000
Compare
24 Mo CD
1.55%
$50,000
Compare
24 Mo CD
1.65%
$75,000
Compare
24 Mo CD
1.75%
$100,000
Compare
24 Mo CD
1.75%
$500,000
Compare
24 Mo CD
1.80%
$1,000,000
Compare
30 Mo CD
1.60%
$500
Compare
30 Mo CD
1.65%
$10,000
Compare
30 Mo CD
1.70%
$50,000
Compare
30 Mo CD
1.80%
$75,000
Compare
30 Mo CD
1.90%
$100,000
Compare
30 Mo CD
1.90%
$500,000
Compare
30 Mo CD
1.95%
$1,000,000
Compare
36 Mo CD
1.70%
$500
Compare
36 Mo CD
1.75%
$10,000
Compare
36 Mo CD
1.80%
$50,000
Compare
36 Mo CD
1.90%
$75,000
Compare
36 Mo CD
1.90%
$100,000
Compare
36 Mo CD
2.00%
$500,000
Compare
36 Mo CD
2.05%
$1,000,000
Compare
48 Mo CD
1.80%
$500
Compare
48 Mo CD
1.85%
$10,000
Compare
48 Mo CD
1.90%
$50,000
Compare
48 Mo CD
2.00%
$75,000
Compare
48 Mo CD
2.10%
$100,000
Compare
48 Mo CD
2.10%
$500,000
Compare
48 Mo CD
2.15%
$1,000,000
Compare
60 Mo CD
1.95%
$500
Compare
60 Mo CD
2.00%
$10,000
Compare
60 Mo CD
2.05%
$50,000
Compare
60 Mo CD
2.15%
$75,000
Compare
60 Mo CD
2.30%
$100,000
Compare
60 Mo CD
2.30%
$500,000
Compare
60 Mo CD
2.40%
$1,000,000
Compare
MM RATES
APY
MIN
Money Market
0.75%
$2,500
Compare
Money Market
0.95%
$25,000
Compare
Money Market
1.10%
$50,000
Compare
Money Market
1.45%
$100,000
Compare
Money Market
1.75%
$250,000
Compare
INT CHECKING RATES
APY
MIN
INTCK
0.10%
$2,500
Featured Home Equity Rates
Loans Amounts from $25,000 - $500,000.
$0
Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.
Rate.com
NMLS ID: 2611 /
Updated 2026-04-23
Equal Housing Lender
Intro APR : 6.822 %
After Intro: 6.822 %
$25,000
Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.
Intro APR : 6.950 %
After Intro: 6.950 %
$15,000
Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US
Unlock Your Home's Potential
$0
Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans
Cash in with a HELOC
$0
Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today
Home Equity Loans & Refinance – Cash out
$0
Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
0.000%
$0
Fees & Points
$0 Total
0.000 Pts
($0)
$0 Fees
Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender
Fees & Points
Total
Pts
($0)
$0 Fees
Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews
Fees & Points
Total
Pts
($0)
$0 Fees
Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings
Fees & Points
Total
Pts
($0)
$0 Fees
"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"
Fees & Points
Total
Pts
($0)
$0 Fees
Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.
Fees & Points
Total
Pts
($0)
$0 Fees
Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify
Fees & Points
Total
Pts
($0)
$0 Fees
Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Credit Union Information
NCUA Insured
Yes / Federally Chartered
Charter Number
# 6694
Date Established
1950
Assets
$8,335.78 million
Loans
$6,883.73 million
Deposits
$7,087.83 million
Capital
$1,187.92 million
Customer Reviews for Members 1st Federal Credit Union
Branches
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Members 1st Federal Credit Union Locations
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