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Members First Credit Union


ACH Number: 272480665

Members First Credit Union is a NCUA insured credit union headquartered at PO Box 2165, Midland, MI 48641.
It was founded in 1936 and has approximately $884 million in assets. Customers can open an account at one of its 10 branches.

Deposit Rates - January 01, 2026

SAVINGS RATES APY MIN
Savings
0.17% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
6 Mo CD
0.30% $100,000 Compare
Special: 11 Mo CD
0.51% $1,000 Compare
12 Mo CD
0.55% $10,000 Compare
12 Mo CD
0.55% $100,000 Compare
Special: 15 Mo CD
0.60% $1,000 Compare
24 Mo CD
0.69% $10,000 Compare
24 Mo CD
0.69% $100,000 Compare
Special: 27 Mo CD
0.85% $1,000 Compare
36 Mo CD
0.90% $10,000 Compare
36 Mo CD
0.90% $100,000 Compare
48 Mo CD
1.00% $10,000 Compare
48 Mo CD
1.00% $100,000 Compare
60 Mo CD
1.10% $10,000 Compare
60 Mo CD
1.10% $100,000 Compare
MM RATES APY MIN
Money Market
0.17% $2,500 Compare
Money Market
0.22% $10,000 Compare
Money Market
0.26% $25,000 Compare
PREMM RATES APY MIN
Premium Money Market
0.32% $10,000 Compare
Premium Money Market
0.36% $25,000 Compare
FIXED IRA RATES APY MIN
Special: 11 Mo FIRA
0.51% $1,000
Special: 15 Mo FIRA
0.60% $1,000
Special: 27 Mo FIRA
0.85% $1,000
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500




Overview 2026

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 62076
Date Established 1936
Assets $883.69 million
Loans $650.89 million
Deposits $764.17 million
Capital $78.61 million


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Branches

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Your current location is: New York City, NY

Members First Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    MEMBERS FIRST
    Credit Union
    MICHIGAN
    $50,000
    N.A.
    0.17%
    0.76x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.17%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 85 60
    2 50,085 85 60
    3 50,170 85 60
    4 50,255 85 60
    5 50,341 86 60
    6 50,426 86 60
    7 50,512 86 60
    8 50,598 86 60
    9 50,684 86 60
    10 50,770 86 60
    11 50,857 86 61
    12 50,943 87 61
    13 51,030 87 61
    14 51,116 87 61
    15 51,203 87 61
    16 51,290 87 61
    17 51,377 87 61
    18 51,465 87 61
    19 51,552 88 61
    20 51,640 88 61
    TOTAL $1,728 $1,209
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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