Metropolitan Church Federal Credit Union

Deposit Rates - April 27, 2026

Featured Home Equity Rates

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Better.com NMLS ID: 330511 / Updated 2026-04-27 Equal Housing Lender

  Avg +36 point credit score increase

  $0

  Avg +36 point credit score increase* $1,279 avg monthly savings via debt consolidation** One Day HELOC: Decision in 24 hrs, cash in 7 days*** Tap up to 90% equity — simple online process Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-04-23 Equal Housing Lender

  Intro APR: 6.819 % After Intro:6.819 %

  $25,000

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Rate.com NMLS ID: 2611 / Updated 2026-04-23 Equal Housing Lender

  Intro APR: 6.822 % After Intro:6.822 %

  $25,000

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-02-16 Equal Housing Lender

  Intro APR: 7.375 % After Intro:7.375 % Intro Period: 7 months

  $25,000

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2026-04-27

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-04-27

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-04-27

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-04-27

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Splash Financial NMLS ID: 1630038 / Updated 2026-04-27 Equal Housing Lender

  Cash in with a HELOC

  $0

  Borrow up to $500,000* Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-04-27 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• West Capital Lending NMLS ID: 1566096

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Mutiple loan product options Very competive pricing Flexible income verification for Non-QM loans Learn More

• District Lending NMLS ID: 1835285 License#: 1835285

  5.764%

  $1,843 Fees & Points $4,899 Total 0.875 Pts ($2,800) $2,099 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Basis Lending, LLC NMLS ID: 2463124

  5.927%

  $1,868 Fees & Points $6,314 Total 0.875 Pts ($2,800) $3,515 Fees

  Let our Licensed Experts help you make the best decisions possible. Learn More

• Arizona Valley Lending, LLC NMLS ID: 1001884 License#: 0922379

  5.944%

  $1,893 Fees & Points $2,505 Total 0.750 Pts ($2,400) $105 Fees

  Competitive Rates, and Personalized Options Learn More

• Optimum First Inc NMLS ID: 240415

  5.975%

  $1,893 Fees & Points $3,467 Total 0.460 Pts ($1,472) $1,995 Fees

  On-time closing guarantee Direct contact with your loan officer throughout Single point of contact 7 days a week Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.034%

  $1,868 Fees & Points $9,942 Total 0.982 Pts ($3,142) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: 0948841

  6.055%

  $1,917 Fees & Points $2,253 Total 0.704 Pts ($2,253) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.074%

  $1,917 Fees & Points $2,883 Total 0.901 Pts ($2,883) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Panorama Mortgage Group, LLC NMLS ID: 133739

  6.100%

  $1,917 Fees & Points $3,791 Total 0.780 Pts ($2,496) $1,295 Fees

  Simpler Process. Better Price. Learn More

• Northpointe Bank NMLS ID: 447490

  6.102%

  $1,919 Fees & Points $3,504 Total 0.659 Pts ($2,109) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• AimLoan.com NMLS ID: 2890 License#: BK-0906323

  6.108%

  $1,919 Fees & Points $3,725 Total 0.853 Pts ($2,730) $995 Fees

  Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7! 26 Years' Experience Get Your FREE Instant Rate Quote Learn More

• West Capital Lending NMLS ID: 1566096

  6.120%

  $1,917 Fees & Points $4,457 Total 0.988 Pts ($3,162) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• PenFed Credit Union NMLS ID: 401822

  6.139%

  $1,919 Fees & Points $4,795 Total 0.875 Pts ($2,800) $1,995 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Better.com NMLS ID: 330511

  6.236%

  $1,945 Fees & Points $3,795 Total 0.875 Pts ($2,800) $995 Fees

  The Right Mortgage could save you Thousands! Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.320%

  $1,971 Fees & Points $2,362 Total 0.738 Pts ($2,362) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• New American Funding, LLC. NMLS ID: 6606

  6.459%

  $1,997 Fees & Points $2,822 Total 0.882 Pts ($2,822) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• SoFi NMLS ID: 696891

  6.504%

  $1,997 Fees & Points $4,330 Total 0.886 Pts ($2,835) $1,495 Fees

  Get pre-qualified in minutes Simple, online application Customize your monthly payment to fit your budget Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: BK – 09065

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• CrossCountry Mortgage NMLS ID: 3029

  Fees & Points Total Pts ($0) $0 Fees

  "America's #1 Retail Lender (Scottsman Guide)" "Financing 1 and every 36 homes" "Over 20,000 Five Star Reviews On Zillow" Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Your home's value could help you save. Turn your equity into opportunity. Calculate your home equity loan options with lenders. Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

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