Municipal Credit Union
Municipal Credit Union is a NCUA insured credit union
headquartered at 22 CORTLANDT ST, NEW YORK, NY 10007.
It was founded in 1917 and has approximately
$4,605 million in assets. Customers can open an account at one of its
38 branches.
Deposit Rates - July 27, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.20% | $100 | Compare |
|
SAV
|
0.01% | $500 | Compare |
|
SAV
|
0.01% | $1,000 | Compare |
|
SAV
|
0.05% | $4,000 | Compare |
|
SAV
|
0.05% | $50,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.04% | $500 | Compare |
|
9 Mo CD
|
4.00% | $500 | Compare |
|
12 Mo CD
|
3.04% | $500 | Compare |
|
15 Mo CD
|
4.85% | $5 | Compare |
|
24 Mo CD
|
3.56% | $500 | Compare |
|
36 Mo CD
|
3.82% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.65% | $0 | Compare |
|
Money Market
|
0.90% | $10,000 | Compare |
|
Money Market
|
2.02% | $25,000 | Compare |
|
Money Market
|
1.76% | $50,000 | Compare |
Loan Rates - July 27, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
7.20% | $2,020.51 |
|
15 Year Fixed Conforming
|
6.48% | $2,766.48 |
|
15 Year Fixed Jumbo
|
6.79% | $2,831.71 |
|
20 Year Fixed Conforming
|
6.58% | $2,383.95 |
|
20 Year Fixed Jumbo
|
6.90% | $2,456.05 |
|
30 Year Fixed Conforming
|
6.69% | $2,050.05 |
|
30 Year Fixed Jumbo
|
7.02% | $2,128.97 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
7.20% | $2,020.51 |
|
15 Year Fixed Conforming
|
6.48% | $2,766.48 |
|
15 Year Fixed Jumbo
|
6.79% | $2,831.71 |
|
20 Year Fixed Conforming
|
6.58% | $2,383.95 |
|
20 Year Fixed Jumbo
|
6.90% | $2,456.05 |
|
30 Year Fixed Conforming
|
6.69% | $2,050.05 |
|
30 Year Fixed Jumbo
|
7.02% | $2,128.97 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
3.25% | Varies | ||
Compare with RATE Line of Credit from PenFed Credit Union
|
||||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
2.29% | $719.23 |
|
4 Year
|
2.29% | $545.55 |
|
5 Year
|
2.29% | $441.37 |
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 60153 |
| Date Established | 1917 |
| Assets | $4,604.72 million |
| Loans | $2,777.33 million |
| Deposits | $4,064.71 million |
| Capital | $523.03 million |
Customer Reviews for Municipal Credit Union
Branches
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Your current location is: New York City, NY
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