Navy Federal Credit Union
Phone: 1-888-842-6328
ACH Number: 256074974
Navy Federal Credit Union is a NCUA insured federal credit union
headquartered at 820 FOLLIN LANE, VIENNA, VA 22180.
It was founded in 1947 and has approximately
$194,179 million in assets. Customers can open an account at one of its
380 branches.
Deposit Rates - January 08, 2026
| CD RATES | APY | MIN | |
|---|---|---|---|
|
36 Mo CD
|
3.70% | $20,000 | Compare |
|
60 Mo CD
|
3.50% | $20,000 | Compare |
|
84 Mo CD
|
3.50% | $20,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.25% | $0 |
Loan Rates - January 08, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
6.84% | $2,809.58 |
|
15 Year Fixed Conforming
|
6.84% | $2,809.58 |
|
30 Year Fixed Jumbo
|
7.30% | $2,155.90 |
|
30 Year Fixed Conforming
|
7.43% | $2,182.96 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
6.84% | $2,809.58 |
|
15 Year Fixed Conforming
|
6.84% | $2,809.58 |
|
30 Year Fixed Jumbo
|
7.30% | $2,155.90 |
|
30 Year Fixed Conforming
|
7.43% | $2,182.96 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
5.75% | Varies | ||
Compare with 0 RATE Line of Credit from Figure Home Equity Line
|
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Compare with 6.24 RATE Line of Credit from Third Federal Savings and Loan
|
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Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc
|
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Compare with 6.95 RATE Line of Credit from Figure Home Equity
|
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Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union
|
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Compare with 7.75 RATE Line of Credit from Farmers Bank of Kansas City
|
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|
10 Year Loan
|
6.05% | $1,112.72 | ||
|
15 Year Loan
|
6.35% | $862.88 | ||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
2.99% | $726.92 |
|
4 Year
|
3.69% | $561.01 |
|
5 Year
|
3.69% | $456.92 |
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 5536 |
| Date Established | 1947 |
| Assets | $194,179.28 million |
| Loans | $140,187.22 million |
| Deposits | $163,658.52 million |
| Capital | $22,557.71 million |
Customer Reviews for Navy Federal Credit Union (1)
Rated 1.00 stars out of 5 - based on 1 reviews
Branches
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Your current location is: New York City, NY
Rc
June 19, 2024 |
Least friendly bank I have ever dealt with. First wanted me to abandon my existing bank and move all direct deposit to them. Second no one even smiles or welcomes you. I got the feeling I was wasting their time. This is the Frederick branch on Rt 26. Great way to treat a veteran,right?