Onpoint Community Credit Union


Phone: 1-503-228-7077

Onpoint Community Credit Union is a NCUA insured credit union headquartered at PO Box 3750, Portland, OR 97208.
It was founded in 1932 and has approximately $9,563 million in assets. Customers can open an account at one of its 42 branches.

Deposit Rates - December 06, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
3 Mo CD
1.50% $1,000 Compare
3 Mo CD
1.75% $1,001 Compare
6 Mo CD
1.75% $1,000 Compare
6 Mo CD
2.01% $1,001 Compare
12 Mo CD
2.25% $1,000 Compare
12 Mo CD
2.51% $1,001 Compare
18 Mo CD
2.30% $1,000 Compare
18 Mo CD
2.56% $1,001 Compare
24 Mo CD
2.36% $1,000 Compare
24 Mo CD
2.61% $1,001 Compare
36 Mo CD
2.40% $1,000 Compare
36 Mo CD
2.65% $1,001 Compare
48 Mo CD
2.45% $1,000 Compare
48 Mo CD
2.70% $1,001 Compare
MM RATES APY MIN
Money Market
0.15% $0 Compare
Money Market
0.15% $5,000 Compare
Money Market
0.15% $50,000 Compare
VARIABLE IRA RATES APY MIN
VIRA
0.10% $0
INT CHECKING RATES APY MIN
INTCK
0.05% $0
INTCK
0.05% $25,000

Overview 2025

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 62745
Date Established 1932
Assets $9,562.54 million
Loans $5,955.62 million
Deposits $8,077.25 million
Capital $1,308.97 million


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Branches

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Your current location is: New York City, NY

Onpoint Community Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Credit Union
    -
    $50,000
    N.A.
    4.25%
    18.81x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    4.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,125 1,488
    2 52,125 2,215 1,551
    3 54,340 2,309 1,617
    4 56,650 2,408 1,685
    5 59,057 2,510 1,757
    6 61,567 2,617 1,832
    7 64,184 2,728 1,909
    8 66,912 2,844 1,991
    9 69,756 2,965 2,075
    10 72,720 3,091 2,163
    11 75,811 3,222 2,255
    12 79,033 3,359 2,351
    13 82,392 3,502 2,451
    14 85,893 3,650 2,555
    15 89,544 3,806 2,664
    16 93,349 3,967 2,777
    17 97,317 4,136 2,895
    18 101,453 4,312 3,018
    19 105,764 4,495 3,146
    20 110,259 4,686 3,280
    TOTAL $64,945 $45,462
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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