Onpoint Community Credit Union
Phone: 1-503-228-7077
Onpoint Community Credit Union is a NCUA insured credit union
headquartered at PO Box 3750, Portland, OR 97208.
It was founded in 1932 and has approximately
$9,563 million in assets. Customers can open an account at one of its
42 branches.
Deposit Rates - December 06, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
4.25% | $0 | Compare |
|
SAV
|
5.00% | $5 | Compare |
|
SAV
|
2.75% | $100,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
1.50% | $1,000 | Compare |
|
3 Mo CD
|
1.75% | $1,001 | Compare |
|
6 Mo CD
|
1.75% | $1,000 | Compare |
|
6 Mo CD
|
2.01% | $1,001 | Compare |
|
12 Mo CD
|
2.25% | $1,000 | Compare |
|
12 Mo CD
|
2.51% | $1,001 | Compare |
|
18 Mo CD
|
2.30% | $1,000 | Compare |
|
18 Mo CD
|
2.56% | $1,001 | Compare |
|
24 Mo CD
|
2.36% | $1,000 | Compare |
|
24 Mo CD
|
2.61% | $1,001 | Compare |
|
36 Mo CD
|
2.40% | $1,000 | Compare |
|
36 Mo CD
|
2.65% | $1,001 | Compare |
|
48 Mo CD
|
2.45% | $1,000 | Compare |
|
48 Mo CD
|
2.70% | $1,001 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.15% | $0 | Compare |
|
Money Market
|
0.15% | $5,000 | Compare |
|
Money Market
|
0.15% | $50,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.10% | $0 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $0 |
|
INTCK
|
0.05% | $25,000 |
Featured Home Equity Rates
-
Sponsored
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Loans Amounts from $25,000 - $500,000. $0 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months
$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.864% $1,868 Fees & Points $3,969 Total
0.617 Pts ($1,974)
$1,995 Fees -
PenFed Credit Union
NMLS ID: 4018226.174% $1,919 Fees & Points $6,000 Total
0.875 Pts ($2,800)
$3,200 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 62745 |
| Date Established | 1932 |
| Assets | $9,562.54 million |
| Loans | $5,955.62 million |
| Deposits | $8,077.25 million |
| Capital | $1,308.97 million |
Customer Reviews for Onpoint Community Credit Union
Branches
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Onpoint Community Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.4.25%18.81x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
4.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,125 1,488 2 52,125 2,215 1,551 3 54,340 2,309 1,617 4 56,650 2,408 1,685 5 59,057 2,510 1,757 6 61,567 2,617 1,832 7 64,184 2,728 1,909 8 66,912 2,844 1,991 9 69,756 2,965 2,075 10 72,720 3,091 2,163 11 75,811 3,222 2,255 12 79,033 3,359 2,351 13 82,392 3,502 2,451 14 85,893 3,650 2,555 15 89,544 3,806 2,664 16 93,349 3,967 2,777 17 97,317 4,136 2,895 18 101,453 4,312 3,018 19 105,764 4,495 3,146 20 110,259 4,686 3,280 TOTAL $64,945 $45,462 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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