Pen Air Federal Credit Union
ACH Number: 263281695
Pen Air Federal Credit Union is a NCUA insured federal credit union
headquartered at 1495 E Nine Mile Rd, Pensacola, FL 32514.
It was founded in 1936 and has approximately
$2,287 million in assets. Customers can open an account at one of its
33 branches.
Deposit Rates - January 26, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.30% | $25,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
5.00% | $500 | Compare |
|
6 Mo CD
|
1.60% | $500 | Compare |
|
12 Mo CD
|
2.45% | $500 | Compare |
|
15 Mo CD
|
2.55% | $500 | Compare |
|
18 Mo CD
|
2.60% | $500 | Compare |
|
24 Mo CD
|
2.65% | $500 | Compare |
|
28 Mo CD
|
5.00% | $500 | Compare |
|
36 Mo CD
|
2.70% | $500 | Compare |
|
48 Mo CD
|
2.75% | $500 | Compare |
|
60 Mo CD
|
2.85% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.35% | $2,500 | Compare |
|
Money Market
|
1.25% | $75,000 | Compare |
|
Money Market
|
2.00% | $200,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
6 Mo FIRA
|
1.60% | $500 |
|
12 Mo FIRA
|
2.45% | $500 |
|
18 Mo FIRA
|
2.60% | $500 |
|
24 Mo FIRA
|
2.65% | $500 |
|
36 Mo FIRA
|
2.70% | $500 |
|
48 Mo FIRA
|
2.75% | $500 |
|
60 Mo FIRA
|
2.85% | $500 |
Featured Home Equity Rates
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Loans Amounts from $25,000 - $500,000. $0 -
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NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.755% $1,843 Fees & Points $4,597 Total
0.813 Pts ($2,602)
$1,995 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 1303 |
| Date Established | 1936 |
| Assets | $2,287.47 million |
| Loans | $1,226.73 million |
| Deposits | $2,069.22 million |
| Capital | $258.91 million |
Customer Reviews for Pen Air Federal Credit Union
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Pen Air Federal Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.0.30%1.33x (National Avg. - 0.23%)$25,000-SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,299 150 105 4 50,450 151 106 5 50,601 151 106 6 50,752 152 106 7 50,904 152 107 8 51,056 153 107 9 51,209 153 107 10 51,362 154 108 11 51,515 154 108 12 51,669 154 108 13 51,824 155 108 14 51,979 155 109 15 52,134 156 109 16 52,290 156 109 17 52,446 157 110 18 52,603 157 110 19 52,760 158 110 20 52,918 158 111 TOTAL $3,076 $2,154 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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