Pen Air Federal Credit Union


ACH Number: 263281695

Pen Air Federal Credit Union is a NCUA insured federal credit union headquartered at 1495 E Nine Mile Rd, Pensacola, FL 32514.
It was founded in 1936 and has approximately $2,287 million in assets. Customers can open an account at one of its 33 branches.

Deposit Rates - December 09, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
3 Mo CD
5.00% $500 Compare
6 Mo CD
1.60% $500 Compare
12 Mo CD
2.45% $500 Compare
15 Mo CD
2.55% $500 Compare
18 Mo CD
2.60% $500 Compare
24 Mo CD
2.65% $500 Compare
28 Mo CD
5.00% $500 Compare
36 Mo CD
2.70% $500 Compare
48 Mo CD
2.75% $500 Compare
60 Mo CD
2.85% $500 Compare
MM RATES APY MIN
Money Market
0.35% $2,500 Compare
Money Market
1.25% $75,000 Compare
Money Market
2.00% $200,000 Compare
FIXED IRA RATES APY MIN
6 Mo FIRA
1.60% $500
12 Mo FIRA
2.45% $500
18 Mo FIRA
2.60% $500
24 Mo FIRA
2.65% $500
36 Mo FIRA
2.70% $500
48 Mo FIRA
2.75% $500
60 Mo FIRA
2.85% $500

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 1303
Date Established 1936
Assets $2,287.47 million
Loans $1,226.73 million
Deposits $2,069.22 million
Capital $258.91 million


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Branches

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Your current location is: New York City, NY

Pen Air Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Credit Union
    -
    $50,000
    N.A.
    0.30%
    1.32x (National Avg. - 0.23%)
    $25,000
    -
    SCENARIO
    Year Rate
    0.30%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 150 105
    2 50,150 150 105
    3 50,299 150 105
    4 50,450 151 106
    5 50,601 151 106
    6 50,752 152 106
    7 50,904 152 107
    8 51,056 153 107
    9 51,209 153 107
    10 51,362 154 108
    11 51,515 154 108
    12 51,669 154 108
    13 51,824 155 108
    14 51,979 155 109
    15 52,134 156 109
    16 52,290 156 109
    17 52,446 157 110
    18 52,603 157 110
    19 52,760 158 110
    20 52,918 158 111
    TOTAL $3,076 $2,154
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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