Provident Credit Union
ACH Number: 321171731
Provident Credit Union is a NCUA insured credit union
headquartered at 303 TWIN DOLPHIN DRIVE, REDWOOD CITY, CA 94065.
It was founded in 1950 and has approximately
$3,571 million in assets. Customers can open an account at one of its
45 branches.
Deposit Rates - December 09, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.08% | $5 | Compare |
|
SAV
|
0.08% | $25,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
4.75% | $1,000 | Compare |
|
6 Mo CD
|
4.00% | $50,000 | Compare |
|
6 Mo CD
|
3.75% | $100,000 | Compare |
|
9 Mo CD
|
2.40% | $10,000 | Compare |
|
12 Mo CD
|
2.01% | $50 | Compare |
|
12 Mo CD
|
2.01% | $250 | Compare |
|
12 Mo CD
|
2.11% | $500 | Compare |
|
12 Mo CD
|
2.11% | $1,000 | Compare |
|
12 Mo CD
|
2.06% | $50,000 | Compare |
|
12 Mo CD
|
2.30% | $100,000 | Compare |
|
13 Mo CD
|
2.65% | $5,000 | Compare |
|
18 Mo CD
|
1.61% | $10,000 | Compare |
|
24 Mo CD
|
2.06% | $500 | Compare |
|
24 Mo CD
|
2.16% | $1,000 | Compare |
|
24 Mo CD
|
2.55% | $50,000 | Compare |
|
24 Mo CD
|
2.11% | $100,000 | Compare |
|
25 Mo CD
|
2.26% | $10,000 | Compare |
|
36 Mo CD
|
2.41% | $1,000 | Compare |
|
36 Mo CD
|
2.46% | $50,000 | Compare |
|
36 Mo CD
|
2.41% | $100,000 | Compare |
|
48 Mo CD
|
2.56% | $1,000 | Compare |
|
48 Mo CD
|
2.61% | $50,000 | Compare |
|
48 Mo CD
|
2.56% | $100,000 | Compare |
|
60 Mo CD
|
2.56% | $1,000 | Compare |
|
60 Mo CD
|
1.26% | $50,000 | Compare |
|
60 Mo CD
|
1.31% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.08% | $2,500 | Compare |
|
Money Market
|
0.11% | $10,000 | Compare |
|
Money Market
|
0.16% | $50,000 | Compare |
|
Money Market
|
0.26% | $100,000 | Compare |
| PREMM RATES | APY | MIN | |
|---|---|---|---|
|
Premium Money Market
|
0.08% | $0 | Compare |
|
Premium Money Market
|
0.21% | $25,000 | Compare |
|
Premium Money Market
|
0.31% | $75,000 | Compare |
|
Premium Money Market
|
0.41% | $125,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
1.26% | $0 |
|
INTCK
|
0.08% | $25,000 |
|
INTCK
|
0.15% | $75,000 |
|
INTCK
|
0.20% | $125,000 |
Featured Home Equity Rates
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NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months
$25,000 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Reliant Home Funding, Inc.
NMLS ID: 2924735.886% $1,868 Fees & Points $4,753 Total
0.862 Pts ($2,758)
$1,995 Fees -
Farmers Bank of Kansas City
NMLS ID: 6138395.983% $1,893 Fees & Points $3,759 Total
0.585 Pts ($1,872)
$1,887 Fees -
PenFed Credit Union
NMLS ID: 4018226.289% $1,945 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 66343 |
| Date Established | 1950 |
| Assets | $3,570.90 million |
| Loans | $2,697.62 million |
| Deposits | $3,143.15 million |
| Capital | $368.65 million |
Customer Reviews for Provident Credit Union
Branches
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Your current location is: New York City, NY
Provident Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.0.08%0.35x (National Avg. - 0.23%)$5-SCENARIO
Year Rate
0.08%Annual
InterestAnnual Interest
(After Tax)1 50,000 40 28 2 50,040 40 28 3 50,080 40 28 4 50,120 40 28 5 50,160 40 28 6 50,200 40 28 7 50,240 40 28 8 50,281 40 28 9 50,321 40 28 10 50,361 40 28 11 50,401 40 28 12 50,442 40 28 13 50,482 40 28 14 50,523 40 28 15 50,563 40 28 16 50,603 40 28 17 50,644 41 28 18 50,684 41 28 19 50,725 41 28 20 50,765 41 28 TOTAL $806 $564 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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