Credit Unions | Putnam Federal Credit Union

Putnam Federal Credit Union

Putnam Federal Credit Union is a NCUA insured federal credit union headquartered at 1995 Route 6, Carmel, NY 10512.
It was founded in 1966 and has approximately $52 million in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - July 26, 2026

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Rate.com
NMLS ID: 2611 / Updated 2026-07-26

Fund your future with your Home Equity

Borrow up to $750K.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience. No in-person appraisal needed.
Funds sent straight to your bank.

Owning.com
NMLS ID: 2611 / Updated 2026-07-22
Equal Housing Lender

Intro APR: 6.825 %
After Intro:6.825 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-07-26

Use Home Equity to get cash you need

Use Home Equity to get cash you need
98% of clients discover savings in minutes
Real Savings, Real Fast -$1200 average monthly savings
Over 130 Billion Funded. 23 Years in Business

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-07-26
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-07-26

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Splash Financial
NMLS ID: 1630038 / Updated 2026-07-26
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-07-26

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

District Lending
NMLS ID: 1835285

6.338%

$1,945 Fees & Points $7,299 Total
0.875 Pts ($2,800)
$4,499 Fees

Get an exceptional mortgage rate, be happy.

Copperstate Home Loans
NMLS ID: 1982090

6.381%

$1,971 Fees & Points $4,559 Total
1.000 Pts ($3,200)
$1,359 Fees

Fill In

Basis Lending, LLC
NMLS ID: 2463124

6.420%

$1,971 Fees & Points $5,914 Total
0.750 Pts ($2,400)
$3,515 Fees

Let our Licensed Experts help you make the best decisions possible.

Optimum First Mortgage
NMLS ID: 240415

6.472%

$1,997 Fees & Points $3,265 Total
0.397 Pts ($1,270)
$1,995 Fees

On-time closing guarantee
Direct contact with your loan officer throughout
Single point of contact 7 days a week

Mutual of Omaha Mortgage
NMLS ID: 1025894

6.634%

$1,997 Fees & Points $8,746 Total
0.608 Pts ($1,946)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Loansteady
NMLS ID: 1701910

6.796%

$2,076 Fees & Points $1,495 Total
0.000 Pts ($0)
$1,495 Fees

Consolidate debt or renovate your home
Easy online application process
Low Rates: Quick Quote and Approval

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.844%

$2,076 Fees & Points $3,094 Total
0.967 Pts ($3,094)
$0 Fees

Streamlined Process
Expertise
Customer Service

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Turn equity into cash for new opportunities by comparing lender options.
Lower your monthly payments and start saving for life's big expenses
See if you could keep your rate and get cash out

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: BK – 09065

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
98% of clients discover savings in minutes
Real savings, real fast - $1200 avg monthly savings

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Allied Mortgage Group, Inc.
NMLS ID: 1067

Fees & Points Total
Pts ($0)
$0 Fees

Competitive interest rates
No Origination fee
Soft credit pre-approvals offered

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Credit Union Information

NCUA Insured	Yes / Federally Chartered
Charter Number	# 17210
Date Established	1966
Assets	$51.52 million
Loans	$33.96 million
Deposits	$48.66 million
Capital	$2.65 million

Customer Reviews for Putnam Federal Credit Union

There are currently no comments for Putnam Federal Credit Union. Be the first to share your experience. Please provide comments that will help others.

Branches

Click on location and enter new zip number or state name to change.
Your current location is: Phoenix, AZ

Putnam Federal Credit Union

Deposit Rates - July 26, 2026

Featured Home Equity Rates

Featured 30-Year Fixed Mortgage Rates

Overview 2026

General Credit Union Information

Customer Reviews for Putnam Federal Credit Union

Branches

Putnam Federal Credit Union Locations

Other Credit Unions to Consider