River Trace Federal Credit Union
River Trace Federal Credit Union is a NCUA insured federal credit union
headquartered at 6011 STAPLES MILL RD, RICHMOND, VA 23228.
It was founded in 1956 and has approximately
$17 million in assets. Customers can open an account at one of its
4 branches.
Deposit Rates - July 27, 2026
Featured Home Equity Rates
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Sponsored
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Loans Amounts from $25,000 - $500,000. $0 -
Intro APR: 6.825 %
After Intro:6.825 %
$25,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months
$25,000 -
Cash in with a HELOC $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-07-27Unlock Your Home's Potential $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-07-27Use Home Equity to get cash you need $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-07-27Get cash now in exchange for a percentage of your homes future equity. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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6.338% $1,945 Fees & Points $7,299 Total
0.875 Pts ($2,800)
$4,499 Fees -
Basis Lending, LLC
NMLS ID: 24631246.432% $1,971 Fees & Points $6,314 Total
0.875 Pts ($2,800)
$3,515 Fees -
Copperstate Home Loans
NMLS ID: 19820906.459% $1,997 Fees & Points $2,959 Total
0.500 Pts ($1,600)
$1,359 Fees -
6.463% $1,997 Fees & Points $3,060 Total
0.628 Pts ($2,010)
$1,050 Fees -
iheartloan Inc.
NMLS ID: 25628396.464% $1,971 Fees & Points $7,281 Total
0.625 Pts ($2,000)
$5,281 Fees -
Optimum First Mortgage
NMLS ID: 2404156.465% $1,997 Fees & Points $3,019 Total
0.320 Pts ($1,024)
$1,995 Fees -
Barrett Financial
NMLS ID: 1811066.506% $1,997 Fees & Points $4,395 Total
0.500 Pts ($1,600)
$2,795 Fees -
Watermark Home Loans
NMLS ID: 18386.513% $1,997 Fees & Points $4,758 Total
0.978 Pts ($3,130)
$1,628 Fees -
6.607% $2,023 Fees & Points $3,825 Total
0.809 Pts ($2,589)
$1,236 Fees -
Northpointe Bank
NMLS ID: 4474906.620% $2,021 Fees & Points $4,345 Total
0.922 Pts ($2,950)
$1,395 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 10676.839% $2,076 Fees & Points $2,931 Total
0.916 Pts ($2,931)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 1067Fees & Points Total
Pts ($0)
$0 Fees -
CrossCountry Mortgage
NMLS ID: 3029Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 11150 |
| Date Established | 1956 |
| Assets | $16.85 million |
| Loans | $12.78 million |
| Deposits | $15.39 million |
| Capital | $1.45 million |
Customer Reviews for River Trace Federal Credit Union
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