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Royal Credit Union


Royal Credit Union is a NCUA insured credit union headquartered at 200 RIVERFRONT TERRACE, EAU CLAIRE, WI 54703.
It was founded in 1964 and has approximately $5,616 million in assets. Customers can open an account at one of its 83 branches.

Deposit Rates - December 08, 2025

SAVINGS RATES APY MIN
SAV
0.40% $0 Compare
CD RATES APY MIN
3 Mo CD
1.10% $0 Compare
6 Mo CD
1.50% $0 Compare
12 Mo CD
2.25% $0 Compare
18 Mo CD
4.75% $0 Compare
24 Mo CD
2.30% $0 Compare
30 Mo CD
2.35% $0 Compare
36 Mo CD
2.35% $0 Compare
48 Mo CD
2.40% $0 Compare
60 Mo CD
2.60% $0 Compare
72 Mo CD
2.60% $0 Compare
MM RATES APY MIN
Money Market
1.35% $10,000 Compare
Money Market
1.65% $25,000 Compare
Money Market
1.80% $100,000 Compare
VARIABLE IRA RATES APY MIN
VIRA
2.10% $1
VIRA
1.00% $5
INT CHECKING RATES APY MIN
INTCK
0.25% $700

Overview 2025

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 66834
Date Established 1964
Assets $5,615.75 million
Loans $4,841.36 million
Deposits $4,978.67 million
Capital $559.02 million


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Branches

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Royal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    ROYAL
    Credit Union
    -
    $50,000
    N.A.
    0.40%
    1.77x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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