Safe Credit Union
Phone: 916-979-7233
ACH Number: 321173742
Safe Credit Union is a NCUA insured credit union
headquartered at 2295 IRON POINT RD, STE 100, FOLSOM, CA 95630.
It was founded in 1940 and has approximately
$4,403 million in assets. Customers can open an account at one of its
46 branches.
Deposit Rates - June 10, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.05% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.04% | $500 | Compare |
|
3 Mo CD
|
3.04% | $25,000 | Compare |
|
6 Mo CD
|
1.92% | $500 | Compare |
|
6 Mo CD
|
2.27% | $25,000 | Compare |
|
9 Mo CD
|
1.92% | $500 | Compare |
|
9 Mo CD
|
2.27% | $25,000 | Compare |
|
12 Mo CD
|
2.43% | $500 | Compare |
|
12 Mo CD
|
2.58% | $25,000 | Compare |
|
18 Mo CD
|
2.43% | $500 | Compare |
|
18 Mo CD
|
2.58% | $25,000 | Compare |
|
24 Mo CD
|
2.78% | $500 | Compare |
|
24 Mo CD
|
3.04% | $25,000 | Compare |
|
36 Mo CD
|
3.04% | $500 | Compare |
|
36 Mo CD
|
3.14% | $25,000 | Compare |
|
48 Mo CD
|
3.20% | $500 | Compare |
|
48 Mo CD
|
3.25% | $25,000 | Compare |
|
60 Mo CD
|
3.40% | $500 | Compare |
|
60 Mo CD
|
3.45% | $25,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
1.26% | $0 | Compare |
| PREMM RATES | APY | MIN | |
|---|---|---|---|
|
Premium Money Market
|
2.02% | $10,000 | Compare |
|
Premium Money Market
|
2.53% | $25,000 | Compare |
|
Premium Money Market
|
2.78% | $50,000 | Compare |
|
Premium Money Market
|
3.04% | $100,000 | Compare |
|
Premium Money Market
|
3.30% | $250,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.35% | $2,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.05% | $0 |
|
INTCK
|
0.07% | $10,000 |
|
INTCK
|
0.10% | $50,000 |
Featured Home Equity Rates
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NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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NMLS ID: 2924736.269% $1,945 Fees & Points $4,955 Total
0.925 Pts ($2,960)
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American Federal Mortgage Corporation
NMLS ID: 27566.330% $1,971 Fees & Points $2,861 Total
0.725 Pts ($2,320)
$541 Fees -
PenFed Credit Union
NMLS ID: 4018226.518% $1,997 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 68366 |
| Date Established | 1940 |
| Assets | $4,403.40 million |
| Loans | $3,150.92 million |
| Deposits | $3,946.60 million |
| Capital | $456.46 million |
Customer Reviews for Safe Credit Union
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